Banks County property record for 686 Lord Rd, Commerce, GA 30530
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,016 sqft · built 1999 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $816 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B67 042 |
| Primary APN | B67 042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,016 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Material | Metal |
| Lot Area | 111,078 sqft (2.55 acres) |
| Deck Area | 240 sqft |
| Patio Area | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 267 |
|---|---|
| Street Address | 686 LORD RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6955 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PB13-79 19-5 21-158 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 970400 |
Source: Banks County records · APN B67 042
Assessment roll updated November 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 LORD RD, COMMERCE, GA 30530-6955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 07, 2014 |
| Transfer Doc | 000398/333 |
| Record Updated | Jun 08, 2026 |
Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $816.00 (-3.2%) Homeowner's exemption | $47,270 (+5.54%) Land $23,716 Building $23,554 | $118,175 (+5.54%) Land $59,289 Building $58,886 |
| 2024 | $843.00 (+88.59%) Homeowner's exemption | $44,788 (+6.69%) Land $21,560 Building $23,228 | $111,970 (+6.69%) Land $53,899 Building $58,071 |
| 2023 | $447.00 (-42.17%) Homeowner's exemption | $41,979 (+8.17%) Land $18,701 Building $23,278 | $104,947 (+8.17%) Land $46,753 Building $58,194 |
| 2022 | $773.00 Homeowner's exemption | $38,809 Land $16,258 Building $22,551 | $97,024 Land $40,646 Building $56,378 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 25 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL | 50 / 3 |
May also be available: AT&T, T-Mobile USA, Verizon, Xfinity.
5G and 4G LTE (outdoors only)
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