91 Sandy Ln, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 91 Sandy Ln, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,336 sqft · built 1969
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Feb 2021)
Tax Bill	$6,567 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`041-0539000`

Property Details

APN / Parcel Number

Primary APN	`041-0539000`
Alternative APNs	`30891133400001034000` `143089 113.34-1-34`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	98 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	041-0539000
Street Address	91 SANDY LN
City	BUFFALO
State	NY
Zip	14227-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2228 SL 158
Legal Subdivision	HOLLAND LAND COMPANY S SURVEY
Legal Block	1
Legal Lot Number	34.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3004
Census Tract	10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 SANDY LN, BUFFALO, NY 14227-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	202118283
Deed Book / Page	11373 / 6962
Prior Transfer Date	Dec 6, 2019
Prior Transfer Doc	0113541562
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Feb 1, 2021
Property Address	91 SANDY LN, CHEEKTOWAGA, NY 14227-1351
Document Number	0113736962
Book / Page	11373 / 6962
Instrument Date	Jan 15, 2021
Instrument	2021018283
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	EASTERN ABSTRACT OF NY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 BROAD ST, 15, CHEEKTOWAGA, NY 14225-3519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SANDY LN, CHEEKTOWAGA, NY 14227-1351

Mortgage

Document Number	0139774868
Date	Feb 1, 2021
Book Page	13977/4868
Instrument	2021018282

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Dec 13, 2019
Property Address	91 SANDY LN, CHEEKTOWAGA, NY 14227-1351
Document Number	0113541567
Book / Page	011354 / 001567
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	91 SANDY LN CHEEKTOWAGA NY 142271351, CHEEKTOWAGA, NY 14227-1351

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,567.00 (+116.59%)
2025	$3,032.00 (-42.77%)	$174,000 (-) Land $15,400 Building $158,600	$232,000 (+6.67%) Land $20,533 Building $211,467
2024	$5,298.00	$174,000 (-) Land $15,400 Building $158,600	$217,500 (+13.75%) Land $19,250 Building $198,250
2023		$174,000 Land $15,400 Building $158,600	$191,209 Land $16,923 Building $174,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1980)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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