Erie County and Cheektowaga Town property record for 75 Sandy Ln, Buffalo, NY 14227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1966 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Aug 2013) |
| Tax Bill | $2,883 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Dec 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-0535000 |
| Primary APN | 041-0535000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 127 ft deep x 51.9 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 041-0535000 |
|---|---|
| Street Address | 75 SANDY LN |
| City | BUFFALO |
| State | NY |
| Zip | 14227-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2228 SL 154 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10902 |
Source: Erie County and Cheektowaga Town records · APN 041-0535000
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 SANDY LN, BUFFALO, NY 14227-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2024 | Deed of Trust, Mortgage · Conventional Mortgage EVANS BANK NA |
| Dec 04, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVANS BANK NA |
| Feb 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 11, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Nov 03, 2017 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2013 · Amount on Record |
| Deed Sale | Aug 29, 2013 · Amount on Record |
| Deed Book / Page | 11252 / 2409 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 75 SANDY LN, BUFFALO, NY 14227-1330 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 44 MIDDLEBURY LN, LANCASTER, NY 14086-1548 |
| Document Number | 0141463074 |
|---|---|
| Date | Dec 04, 2024 |
| Book Page | 14146/3074 |
| Instrument | 2024209433 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 75 SANDY LN, BUFFALO, NY 14227-1330 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 44 MIDDLEBURY LN, LANCASTER, NY 14086-1548 |
| Document Number | 0141463088 |
|---|---|
| Date | Dec 04, 2024 |
| Book Page | 14146/3088 |
| Instrument | 2024209434 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 75 SANDY LN, CHEEKTOWAGA, NY 14227-1330 |
| Document Number | 0139322656 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 75 SANDY LN CHEEKTOWAGA NY 142271330, CHEEKTOWAGA, NY 14227-1330 |
| Document Number | 0139322656 |
|---|---|
| Date | Mar 05, 2020 |
| Book Page | 013932/002656 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 75 SANDY LN, CHEEKTOWAGA, NY 14227-1330 |
| Document Number | 0113584869 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 75 SANDY LN BUFFALO NY 142271330, BUFFALO, NY 14227-1330 |
| Document Number | 0113584869 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 011358/004869 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 75 SANDY LN, CHEEKTOWAGA, NY 14227-1330 |
| Document Number | 0138374679 |
| Instrument Date | Nov 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 75 SANDY LN CHEEKTOWAGA NY 142271330, CHEEKTOWAGA, NY 14227-1330 |
| Document Number | 0138374679 |
|---|---|
| Date | Dec 01, 2017 |
| Book Page | 013837/004679 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2047 |
Source: Erie County and Cheektowaga Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,883.00 (-42.2%) | $161,000 (-) Land $19,200 Building $141,800 | $214,667 (+6.67%) Land $25,600 Building $189,067 |
| 2024 | $4,988.00 Homeowner's exemption | $161,000 (-) Land $19,200 Building $141,800 | $201,250 (+13.75%) Land $24,000 Building $177,250 |
| 2023 | Homeowner's exemption | $161,000 Land $19,200 Building $141,800 | $176,923 Land $21,099 Building $155,824 |
Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1980) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 476 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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