Erie County and Buffalo City property record for 91 Garner Ave, Buffalo, NY 14213
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,192 sqft · built 1900 |
| Lot Size | 0.078 acres (3,388 sqft) |
| Owner | Company Name on Record |
| Last Sale | $32,000 (May 2016) |
| Tax Bill | $446 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 88.75-8-5 |
| Primary APN | 140200 88.75-8-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Total Area |
| 1st Floor Area | 1,180 sqft |
| 2nd Floor Area | 1,012 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,388 sqft (0.078 acres) |
| Lot Dimensions | 121 ft deep x 28 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04486200 |
|---|---|
| Street Address | 91 GARNER AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14213-1133 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | N-2R |
| Legal Description | 212.27 E HERKIMER |
| Legal Subdivision | GARNER TRACT |
| Legal Block | 8 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17100 |
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4427 UNION RD, BUFFALO, NY 14225-2305 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIVE STAR BANK |
| Jun 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO |
| Oct 2, 2019 | Deed of Trust, Mortgage PROBUILDER FIN'L LLC |
| Mar 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROBUILDER FIN'L LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2016 · Amount on Record |
| Deed Sale | May 2, 2016 · Amount on Record |
| Prior Sale | Apr 22, 2005 · Amount on Record |
| Deed Document Number | 201687525 |
| Deed Book / Page | 11295 / 4409 |
| Prior Transfer Date | Oct 31, 2013 |
| Prior Transfer Doc | 0112560085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 91 GARNER AVE, BUFFALO, NY 14213-1133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0140583509 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 14058/3509 |
| Instrument | 2022125616 |
| Name | FIVE STAR BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, NY 14569 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 91 GARNER AVE, BUFFALO, NY 14213-1133 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138990345 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 13899/0345 |
| Instrument | 2019116734 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | PITTSFORD, NY 14534 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 91 GARNER AVE, BUFFALO, NY 14213-1133 |
| Document Number | 0139137784 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 325 HOPKINS RD WILLIAMSVILLE NY 142213435, WILLIAMSVILLE, NY 14221-3435 |
| Investor | Possibly a Property Investor |
| Document Number | 0139137784 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 013913/007784 |
| Name | PROBUILDER FIN'L LLC |
|---|---|
| Address | WELLESLEY, MA 02481 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 91 GARNER AVE, BUFFALO, NY 14213-1133 |
| Document Number | 0138889075 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 91 GARNER AVE BUFFALO NY 142131133, BUFFALO, NY 14213-1133 |
| Document Number | 0138889075 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 013888/009075 |
| Name | PROBUILDER FIN'L LLC |
|---|---|
| Address | WELLESLEY, MA 02481 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446.00 (-68.66%) | ||
| 2025 | $1,423.00 (-9.65%) | $135,000 (+39.18%) Land $25,000 Building $110,000 | $135,000 (-14.41%) Land $25,000 Building $110,000 |
| 2024 | $1,575.00 (+212.5%) | $97,000 (-) Land $5,100 Building $91,900 | $157,724 (+13.82%) Land $8,293 Building $149,431 |
| 2023 | $504.00 | $97,000 Land $5,100 Building $91,900 | $138,571 Land $7,286 Building $131,285 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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