Effingham County property record for 9093 E Emerald Dr, Effingham, IL 62401 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft · built 1997 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Feb 2020) |
| Tax Bill | $3,772 (2022) |
| Deeds & Mortgages | Aug 2020 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-26-231-007 |
| Primary APN | 11-26-231-007 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 896 sqft Base Area |
| Basement Area | 896 sqft |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Frame |
| Lot Area | 24,829 sqft (0.569 acres) |
| Garage Area | 833 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 9093 E EMERALD DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 REPLAT LOTS 7, 8 & 9 GEMSTONE SUB 3536/210 1825/66 1372/125 1318/269 1244/126 1172/150 |
| Legal Subdivision | GEMSTONE SUBDIVISION |
| Legal Lot Number | 7-9 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 950200 |
Source: Effingham County records · APN 11-26-231-007
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9093 E EMERALD DR, EFFINGHAM, IL 62401-7675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Deed Document Number | 202020000813 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9093 E EMERALD DR, EFFINGHAM, IL 62401-7675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9093 E EMERALD DR, EFFINGHAM, IL 62401-7675 |
| Document Number | 3600/219 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 3600/219 |
| Instrument | 202020004475 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9093 E EMERALD DR, EFFINGHAM, IL 62401-7675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 3554/127 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 3554/127 |
| Instrument | 202020001812 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9093 E EMERALD DR, EFFINGHAM, IL 62401-7675 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3536/214 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 3536/214 |
| Instrument | 202020000814 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $3,772.00 Homeowner's exemption | $86,650 Land $12,730 Building $73,920 | $259,950 Land $38,190 Building $221,760 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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