9020 E Emerald Dr, Effingham, IL 62401 Property Records

Effingham County property record for 9020 E Emerald Dr, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1996
Square Footage	1,020 sqft Base Area
Lot Size	20,909 sqft (0.48 acres)
Garage	576 sqft
Occupancy	Owner Occupied
Last Sale	$239,000 (2021)
Tax Bill	$2,586.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`11-26-231-001`

Interior

Building Area	1,020 sqft Base Area
Basement Area	1,020 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1996
Construction Type	Frame Construction
Lot Area	20,909 sqft (0.48 acres)
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage

Location & Zoning

Street Address	9020 E EMERALD DR
City	EFFINGHAM
State	IL
Zip	62401-7765
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 GEMSTONE SUB 3651/30 1328/144
Legal Subdivision	GEMSTONE SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Minor Civil Division	SUMMIT
Census Blockgroup	1
Census Block	1098
Census Tract	950200

Owner

Source: Effingham County records · APN 11-26-231-001

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9020 E EMERALD DR, EFFINGHAM, IL 62401-7765
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Deed Doc Number	202121000338
Record Refreshed	Jun 07, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9020 E EMERALD DR, EFFINGHAM, IL 62401-7765
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3651/36
Date	Jan 21, 2021
Book Page	3651/36
Instrument	202121000339

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	TEUTOPOLIS, IL 62467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,586.00 Homeowner's exemption	$86,750 Land $4,740 Building $82,010	$260,250 Land $14,220 Building $246,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.