Effingham County property record for 9040 E Emerald Dr, Effingham, IL 62401 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2018 |
| Square Footage | 1,800 sqft Base Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | 570 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $14,200 (2017) |
| Tax Bill | $230.00 (2022) |
| Primary APN | 11-26-231-003 |
|---|
| Building Area | 1,800 sqft Base Area |
|---|---|
| Basement Area | 1,800 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Frame Construction |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 570 sqft Garage |
| Street Address | 9040 E EMERALD DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7765 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 GEMSTONE SUB 3347/16 1219/347 1172/150 |
| Legal Subdivision | GEMSTONE SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 1 |
| Census Block | 1098 |
| Census Tract | 950200 |
Source: Effingham County records · APN 11-26-231-003
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9040 E EMERALD DR, EFFINGHAM, IL 62401-7765 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Nov 07, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Apr 17, 2018 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST NATIONAL BANK OF WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2017 · Amount on Record |
| Deed Sale | Nov 06, 2017 · Amount on Record |
| Deed Doc Number | 201701705222 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9040 E EMERALD DR, EFFINGHAM, IL 62401-7765 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3707/96 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 3707/96 |
| Instrument | 202121003654 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9040 E EMERALD DR, EFFINGHAM, IL 62401-7765 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3704/114 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 3704/114 |
| Instrument | 202121003493 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9040 E EMERALD DR, EFFINGHAM, IL 62401-7765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 3424/003 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 3424/003 |
| Instrument | 201801804471 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9040 E EMERALD DR, EFFINGHAM, IL 62401-7765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3347/021 |
|---|---|
| Date | Nov 07, 2017 |
| Book Page | 3347/021 |
| Instrument | 201701705223 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 9040 E EMERALD DR, EFFINGHAM, IL 62401-7765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 3377/065 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 3377/065 |
| Instrument | 201801801361 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $230.00 Homeowner's exemption | $78,100 Land $4,860 Building $73,240 | $234,300 Land $14,580 Building $219,720 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures