9026 E Emerald Dr, Effingham, IL 62401 Property Records

Effingham County property record for 9026 E Emerald Dr, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2009
Square Footage1,597 sqft Base Area
Lot Size20,909 sqft (0.48 acres)
Garage539 sqft
OccupancyOwner Occupied
Last Sale$230,000 (2019)
Tax Bill$3,374.00 (2022)

Property Details

APN / Parcel Number

Primary APN11-26-231-002

Interior

Building Area1,597 sqft Base Area
Basement Area1,597 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 2009
Construction TypeFrame Construction
Lot Area20,909 sqft (0.48 acres)
Parking Spaces2 Parking Spaces
Garage Area539 sqft Garage

Location & Zoning

Street Address9026 E EMERALD DR
CityEFFINGHAM
StateIL
Zip62401-7765
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 GEMSTONE SUB 3719/45 3524/3 2540/131 1219/342 1172/150
Legal SubdivisionGEMSTONE SUBDIVISION
Legal Lot Number2
JurisdictionEFFINGHAM IL
Minor Civil DivisionSUMMIT
Census Blockgroup1
Census Block1098
Census Tract950200

Owner

Source: Effingham County records · APN 11-26-231-002

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9026 E EMERALD DR, EFFINGHAM, IL 62401-7765
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Transfer on Death Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jan 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2019 · Amount on Record
Deed SaleDec 23, 2019 · Amount on Record
Deed Doc Number202020000006
Record RefreshedJun 07, 2026

August 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionEFFINGHAM IL
Recording DateAug 27, 2021
Property Address9026 E EMERALD DR, EFFINGHAM, IL 62401-7765
Document Number3719/45
Book / Page3719 / 45
Map ReferenceMB 1172 PG 150
Instrument DateJul 23, 2021
Instrument202121004361
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address9026 E EMERALD DR, EFFINGHAM, IL 62401-7765

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address9026 E EMERALD DR, EFFINGHAM, IL 62401-7765
Transaction TypeMortgage
Record UpdatedFeb 17, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3524/007
DateJan 02, 2020
Book Page3524/007
Instrument202020000007
Lender
NameMIDLAND STATES BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 01, 2030
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$3,374.00 Homeowner's exemption$84,450 Land $4,740 Building $79,710$253,350 Land $14,220 Building $239,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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