9015 E Emerald Dr, Effingham, IL 62401 Property Records

Effingham County property record for 9015 E Emerald Dr, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2003
Square Footage	2,318 sqft Base Area
Lot Size	33,977 sqft (0.78 acres)
Garage	768 sqft
Occupancy	Owner Occupied
Last Sale	$236,250 (2019)
Tax Bill	$5,437.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`11-26-231-009`

Interior

Building Area	2,318 sqft Base Area
Stories	1 Stories

Exterior

Year Built	Built 2003
Construction Type	Frame Construction
Lot Area	33,977 sqft (0.78 acres)
Parking Spaces	3 Parking Spaces
Garage Area	768 sqft Garage

Location & Zoning

Street Address	9015 E EMERALD DR
City	EFFINGHAM
State	IL
Zip	62401-7675
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 REPLAT LOTS 7, 8 & 9 GEMSTONE SUBD 3453/268 1819/296 1372/135 1196/290 1172/150
Legal Subdivision	GEMSTONE SUBDIVISION
Legal Lot Number	9-8
Jurisdiction	EFFINGHAM IL
Minor Civil Division	SUMMIT
Census Blockgroup	1
Census Block	1098
Census Tract	950200

Owner

Source: Effingham County records · APN 11-26-231-009

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9015 E EMERALD DR, EFFINGHAM, IL 62401-7675
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2019 · Amount on Record
Deed Sale	Mar 20, 2019 · Amount on Record
Deed Doc Number	201901900969
Record Refreshed	Jun 07, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9015 E EMERALD DR, EFFINGHAM, IL 62401-7675
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3453/272
Date	Mar 22, 2019
Book Page	3453/272
Instrument	201901900970

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	1.12%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$5,437.00 Homeowner's exemption	$88,550 Land $17,280 Building $71,270	$265,650 Land $51,840 Building $213,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.