908 Ladybug Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 908 Ladybug Ln, Vero Beach, FL 32963 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,417 sqft · built 1967
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Tax Bill	$11,423 (2025)
Deeds & Mortgages	Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33-40-05-00004-0090-00003.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-05-00004-0090-00003.0`
Alternative APN	`93350`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,417 sqft Living Area
Gross Area	4,055 sqft
1st Floor Area	3,417 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	150 ft deep x 110 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	638 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	638 sqft
Patio Area	453 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	908 LADYBUG LN
City	VERO BEACH
State	FL
Zip	32963-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIOMAR SUB NO 5 BLK 9 E 110 FT OF LOT 3 PBI 5-21
Legal Range	40E
Legal Township	33S
Legal Section	05
Legal Subdivision	RIOMAR SUBDIVISION PLAT NO 5
Legal Block	9
Legal Lot Number	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1007
Census Tract	50504

Owner

Source: Indian River County records · APN 33-40-05-00004-0090-00003.0

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	908 LADYBUG LN, VERO BEACH, FL 32963-2105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2002
Deed Sale	Jan 31, 2002
Prior Sale	Nov 05, 2001 · Amount on Record
Deed Book / Page	1463 / 871
Last Transfer Date	Jul 06, 2020
Transfer Doc	0033171958
Record Updated	Jun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 10, 2020
Property Address	908 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number	0033171958
Book / Page	003317 / 001958
Instrument Date	Jul 06, 2020
Instrument	39199
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	908 LADYBUG LN VERO BEACH FL 329632105, VERO BEACH, FL 32963-2105

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,423.00 (+9.94%) Homeowner's exemption	$740,457 (+5.99%)	$1,494,345 (+13.9%) Land $834,488 Building $659,857
2023	$10,390.00 (+2.94%)	$698,630 (+3%)	$1,312,005 (+27.57%) Land $834,488 Building $477,517
2022	$10,093.00	$678,281	$1,028,456 Land $638,138 Building $390,318

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610505041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 433 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	622 units insured (189 under condo master policies) 250 of 433 individual policies on primary residences
Nearby Flood Claims	129 (1979–2024)
Claims Outside the SFHA	59 of 129
Most Recent Claim	Oct 2024, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 6 claims Hurricane Irma (Sep 2017), 5 claims Hurricane Frances (Sep 2004), 100 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.