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902 Ladybug Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 902 Ladybug Ln, Vero Beach, FL 32963 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2019
Square Footage3,445 sqft Living Area
Lot Size20,909 sqft (0.48 acres)
OccupancyOwner Occupied
Last Sale$2,200,000 (2020)
Tax Bill$36,848.00 (2025)

Property Details

APN / Parcel Number

Primary APN33-40-05-00004-0090-00002.1
Alternative APN
  • 93349

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Building Area3,445 sqft Living Area
Gross Area4,224 sqft Gross Area
1st Floor3,445 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialConcrete Roof
Lot Area20,909 sqft (0.48 acres)
Depth X Width150 ft x 140 ft Depth x Width
DrivewayDriveway Brick
Driveway Area700 sqft Driveway
Garage TypeAttached Garage
Garage Area779 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Patio Area625 sqft Patio
PorchOpen Porch
Porch Area99 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address902 LADYBUG LN
CityVERO BEACH
StateFL
Zip32963-2105
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIOMAR SUB NO 5 BLK 9 W 140 FT OF LOT 2 PBI 5-21
Legal Range40E
Legal Township33S
Legal Section05
Legal SubdivisionRIOMAR SUBDIVISION PLAT NO 5
Legal Block9
Legal Lot Number2
JurisdictionINDIAN RIVER FL
Minor Civil DivisionVERO BEACH
Census Blockgroup1
Census Block1007
Census Tract50504

Owner

Source: Indian River County records · APN 33-40-05-00004-0090-00002.1

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FLORIDA COMMUNITY BANK NA
Jul 16, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
WELLS FARGO BANK NA
Dec 01, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Quit Claim Deed, Transfer
ATTORNEY
Dec 15, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Grant Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Grant Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2020 · Amount on Record
Deed SaleDec 01, 2020 · Amount on Record
Prior SaleDec 15, 2017 · Amount on Record
Deed Doc Number202071974
Deed Book / Page3361 / 1442
Prior Transfer DateDec 17, 2012
Prior Transfer Doc0026291198
Record RefreshedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030952210
DateFeb 28, 2018
Book Page3095/2210
Instrument3120180011912
Lender
NameFLORIDA COMMUNITY BANK NA
TypeBank
AddressBOYNTON BEACH, FL 33437
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMar 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateMar 01, 2025
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032230480
DateJul 16, 2019
Book Page3223/0480
Instrument3120190041819
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueAug 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateAug 01, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.25%
Index1-Year LIBOR
Max Rate8.25%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 01, 2020
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number0033611442
Book / Page003361 / 001442
Instrument DateNov 30, 2020
Instrument71974
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$108.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 LADYBUG LN VERO BEACH FL 329632105, VERO BEACH, FL 32963-2105

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 15, 2017
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number0030781034
Book / Page3078 / 1034
Map ReferenceMB5 PG21
Instrument DateDec 12, 2017
Instrument3120170072333
Transaction TypeTransfer
Record UpdatedDec 06, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address342 WESTCHESTER AVE # AVE15E, 342, PORT CHESTER, NY 10573-3821

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 SANDFLY LN, VERO BEACH, FL 32963-2121

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 15, 2017
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number0030781024
Book / Page003078 / 001024
Instrument DateDec 12, 2017
Instrument72328
Transaction TypeTransfer
Record UpdatedJan 08, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$720.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address925 SANDFLY LN VERO BEACH FL 329632121, VERO BEACH, FL 32963-2121

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 15, 2017
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number0030781026
Book / Page003078 / 001026
Instrument DateDec 11, 2017
Instrument72329
Transaction TypeTransfer
Record UpdatedJan 08, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address925 SANDFLY LN VERO BEACH FL 329632121, VERO BEACH, FL 32963-2121

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 15, 2017
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number0030781016
Book / Page003078 / 001016
Instrument DateDec 11, 2017
Instrument72324
Transaction TypeTransfer
Record UpdatedJan 05, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,769.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address925 SANDFLY LN VERO BEACH FL 329632121, VERO BEACH, FL 32963-2121

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 15, 2017
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number0030781018
Book / Page003078 / 001018
Instrument DateDec 11, 2017
Instrument72325
Transaction TypeTransfer
Record UpdatedJan 08, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$720.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address925 SANDFLY LN VERO BEACH FL 329632121, VERO BEACH, FL 32963-2121

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 15, 2017
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number0030781030
Book / Page003078 / 001030
Instrument DateDec 09, 2017
Instrument72331
Transaction TypeTransfer
Record UpdatedJan 08, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address925 SANDFLY LN VERO BEACH FL 329632121, VERO BEACH, FL 32963-2121

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 15, 2017
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number0030781020
Book / Page003078 / 001020
Instrument DateDec 09, 2017
Instrument72326
Transaction TypeTransfer
Record UpdatedJan 08, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$720.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address925 SANDFLY LN VERO BEACH FL 329632121, VERO BEACH, FL 32963-2121

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 15, 2017
Property Address902 LADYBUG LN, VERO BEACH, FL 32963-2105
Document Number0030781022
Book / Page003078 / 001022
Instrument DateDec 08, 2017
Instrument72327
Transaction TypeTransfer
Record UpdatedJan 05, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$720.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address925 SANDFLY LN VERO BEACH FL 329632121, VERO BEACH, FL 32963-2121

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$36,848.00 (+20.06%) Homeowner's exemption$2,549,467 (+17.8%)$3,319,251 (+23.35%) Land $1,062,075 Building $2,257,176
2023$30,692.00 (+10.46%)$2,164,301 (+16.24%)$2,690,849 (+26.1%) Land $1,062,075 Building $1,628,774
2022$27,785.00$1,861,979$2,133,907 Land $812,175 Building $1,321,732

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Florida
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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