Indian River County property record for 905 Ladybug Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,761 sqft · built 1977 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $1,550,000 (May 2019) |
| Tax Bill | $23,106 (2025) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-05-00004-0080-00018.0 |
| Primary APN | 33-40-05-00004-0080-00018.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,761 sqft Living Area |
| Gross Area | 4,445 sqft |
| 1st Floor Area | 3,761 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 76 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 905 LADYBUG LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | RIOMAR SUB NO 5 BLK 8 LOT 18 PBI 5-21 |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 05 |
| Legal Subdivision | RIOMAR SUBDIVISION PLAT NO 5 |
| Legal Block | 8 |
| Legal Lot Number | 18 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50504 |
Source: Indian River County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 905 LADYBUG LN, VERO BEACH, FL 32963-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Apr 25, 2013 · Amount on Record |
| Deed Document Number | 201928163 |
| Deed Book / Page | 3206 / 1553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 13, 2019 |
| Property Address | 905 LADYBUG LN, VERO BEACH, FL 32963-2106 |
| Document Number | 0032061553 |
| Book / Page | 003206 / 001553 |
| Instrument Date | May 9, 2019 |
| Instrument | 28163 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ELITE TITLE/THE TREASURE |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,850.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 905 LADYBUG LN VERO BEACH FL 329632106, VERO BEACH, FL 32963-2106 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,106.00 (+9.12%) Homeowner's exemption | $1,476,113 (+5.99%) | $1,936,588 (+12.46%) Land $1,137,938 Building $798,650 |
| 2023 | $21,175.00 (+2.86%) | $1,392,731 (+3%) | $1,722,097 (+27.36%) Land $1,137,938 Building $584,159 |
| 2022 | $20,587.00 | $1,352,166 Land $870,188 Building $481,978 | $1,352,166 Land $870,188 Building $481,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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