Indian River County property record for 906 Ladybug Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 2,355 sqft · built 1967 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Apr 2012) |
| Tax Bill | $14,339 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-05-00004-0090-00002.0 |
| Primary APN | 33-40-05-00004-0090-00002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,355 sqft Living Area |
| Gross Area | 3,314 sqft |
| 1st Floor Area | 2,355 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Pool Area | 734 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 613 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 906 LADYBUG LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | RIOMAR SUB NO 5 BLK 9 E 60 FT LOT 2 & W 40 FT LOT 3 PBI 5-21 |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 05 |
| Legal Subdivision | RIOMAR SUBDIVISION PLAT NO 5 |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50504 |
Source: Indian River County records · APN 33-40-05-00004-0090-00002.0
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 906 LADYBUG LN, VERO BEACH, FL 32963-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 22, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Nov 13, 2017 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2012 · Amount on Record |
| Deed Sale | Apr 27, 2012 · Amount on Record |
| Prior Sale | Jun 17, 2004 · Amount on Record |
| Deed Document Number | 20122207657 |
| Deed Book / Page | 2571 / 1127 |
| Last Transfer Date | Mar 02, 2023 |
| Transfer Doc | 0036080160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 22, 2023 |
| Property Address | 906 LADYBUG LN, VERO BEACH, FL 32963-2105 |
| Document Number | 0036080160 |
| Book / Page | 3608 / 160 |
| Map Reference | MB 5 PG 21 |
| Instrument Date | Mar 02, 2023 |
| Instrument | 3120230013613 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 906 LADYBUG LN, VERO BEACH, FL 32963-2105 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 906 LADYBUG LN, VERO BEACH, FL 32963-2105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 906 LADYBUG LN, VERO BEACH, FL 32963-2105 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030691008 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 3069/1008 |
| Instrument | 3120170064727 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,339.00 (+9.19%) Homeowner's exemption | $927,880 (+5.99%) | $1,574,634 (+16.07%) Land $758,625 Building $816,009 |
| 2023 | $13,132.00 (+2.91%) | $875,466 (+3%) | $1,356,636 (+26.34%) Land $758,625 Building $598,011 |
| 2022 | $12,761.00 | $849,967 | $1,073,827 Land $580,125 Building $493,702 |
Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 207 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF VERO BEACH serves 37,308 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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