Indian River County property record for 917 Ladybug Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,586 sqft · built 1957 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,630,000 (Dec 2016) |
| Tax Bill | $22,774 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-05-00004-0080-00015.0 |
| Primary APN | 33-40-05-00004-0080-00015.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| 1st Floor Area | 2,136 sqft |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Clay Tile |
| Lot Area | 30,056 sqft (0.689 acres) |
| Lot Dimensions | 150 ft deep x 200 ft wide |
| Garage Area | 978 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 392 sqft |
| Porch | Enclosed Porch |
| Porch Area | 1,130 sqft |
| Patio Area | 328 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 93342 |
|---|---|
| Street Address | 917 LADYBUG LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | RIOMAR SUB NO 5 BLK 8 LOT 15 PBI 5-21 |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 05 |
| Legal Subdivision | RIOMAR SUBDIVISION PLAT NO 5 |
| Legal Block | 8 |
| Legal Lot Number | 15 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50504 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 917 LADYBUG LN, VERO BEACH, FL 32963-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2016 · Amount on Record |
| Deed Sale | Dec 1, 2016 · Amount on Record |
| Prior Sale | Sep 27, 2001 · Amount on Record |
| Deed Document Number | 0029831309 |
| Deed Book / Page | 2983 / 1309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 917 LADYBUG LN, VERO BEACH, FL 32963-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030160248 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 3016/0248 |
| Instrument | 3120170020532 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 26, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,774.00 (+9.13%) | $1,455,217 (+5.99%) | $2,266,536 (+9.69%) Land $1,517,250 Building $749,286 |
| 2023 | $20,869.00 (+2.86%) | $1,373,015 (+3%) | $2,066,318 (+28.41%) Land $1,517,250 Building $549,068 |
| 2022 | $20,289.00 | $1,333,025 | $1,609,112 Land $1,160,250 Building $448,862 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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