905 Russell St, Covington, KY 41011 Property Records

Kenton County property record for 905 Russell St, Covington, KY 41011 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,815 sqft
Lot Size	0.044 acres (1,955 sqft)
Owner	Company Name on File
Last Sale	$272,500 (Jan 2021)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Jan 2021 Sale Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054-22-30-004.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-30-004.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,815 sqft Finished Area

Exterior

Exterior Material	Combination
Foundation Type	Stone
Lot Area	1,955 sqft (0.044 acres)
Lot Dimensions	85 ft deep x 23 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0542230004.00
Street Address	905 RUSSELL ST
City	COVINGTON
State	KY
Zip	41011-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23X85 PT LOT 179 BAP 1ST
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	179
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1005
Census Tract	60700

Owner

Source: Kenton County records · APN 054-22-30-004.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7162 REGIMENT DR, CINCINNATI, OH 45244-3617
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2021	Warranty Deed, Transfer NOT AVAILABLE
Aug 04, 2020	Warranty Deed, Transfer · Line of Credit UNION SVGS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2021 · Amount on Record
Deed Sale	Jan 04, 2021 · Amount on Record
Prior Sale	Aug 04, 2020 · Amount on Record
Deed Document Number	21010405900179
Deed Book / Page	63 / 822
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 04, 2021
Property Address	905 RUSSELL ST, COVINGTON, KY 41011-3050
Document Number	0000000179
Book / Page	000063 / 000822
Instrument Date	Dec 22, 2020
Instrument	179
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$273.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7162 REGIMENT DR CINCINNATI OH 452443617, CINCINNATI, OH 45244-3617

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 04, 2020
Property Address	905 RUSSELL ST, COVINGTON, KY 41011-3050
Document Number	0000000188
Book / Page	000035 / 000326
Instrument Date	Jul 30, 2020
Instrument	188
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7162 REGIMENT DR CINCINNATI OH 452443617, CINCINNATI, OH 45244-3617

Mortgage

Document Number	189
Date	Aug 04, 2020
Book Page	000M78/000235
Instrument	189

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 03, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,643.00 (-0.55%)	$275,000 (-) Land $5,000 Building $270,000	$275,000 (-) Land $5,000 Building $270,000
2023	$3,663.00	$275,000 Land $5,000 Building $270,000	$275,000 Land $5,000 Building $270,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 656 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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