903 Russell St, Covington, KY 41011 Property Records

Kenton County property record for 903 Russell St, Covington, KY 41011 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1890
Square Footage2,072 sqft Finished Area
Lot Size2,125 sqft (0.049 acres)
OccupancyOwner Occupied
Last Sale$155,000 (2022)
Tax Bill$3,113.00 (2025)

Owner

Source: Kenton County records · APN 054-22-30-003.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address903 RUSSELL ST, COVINGTON, KY 41011-3050
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jan 28, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleJun 13, 2000 · Amount on Record
Deed Doc Number2022183
Deed Book / Page145 / 438
Prior Transfer DateJan 19, 2022
Prior Transfer Doc0005900183
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address903 RUSSELL ST, COVINGTON, KY 41011-3050
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900169
DateJan 13, 2022
Book Page326/493
Instrument22011305900169
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateJan 28, 2022
Property Address903 RUSSELL ST, COVINGTON, KY 41011-3050
Document Number0005900183
Book / Page145 / 438
Instrument DateJan 19, 2022
Instrument22012805900183
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address903 RUSSELL ST, COVINGTON, KY 41011-3050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,113.00 (-0.54%)$235,000 (-) Land $5,000 Building $230,000$235,000 (-) Land $5,000 Building $230,000
2023$3,130.00$235,000 Land $5,000 Building $230,000$235,000 Land $5,000 Building $230,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Seminary Square Historic District
listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN054-22-30-003.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,072 sqft Finished Area
Gross Area2,171 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,125 sqft (0.049 acres)
Depth X Width85 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address903 RUSSELL ST
CityCOVINGTON
StateKY
Zip41011-3050
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description25X85 PT LOT 178 BAP 1ST
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase1ST
Legal Lot Number178
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1005
Census Tract60700

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