Kenton County property record for 910 Russell St, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft |
| Lot Size | 0.045 acres (1,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Oct 1994) |
| Tax Bill | $5,048 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-36-020.00 |
| Primary APN | 054-22-36-020.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Finished Area |
| Exterior Material | Brick |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 1,968 sqft (0.045 acres) |
| Lot Dimensions | 47.5 ft deep x 41 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 910 RUSSELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41X47.5 IRREG PT LOT 433 BAP 1ST |
| Legal Subdivision | WESTERN BAPTIST THEO INST |
| Legal Phase | 1ST |
| Legal Lot Number | 433,43 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 60700 |
Source: Kenton County records · APN 054-22-36-020.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 RUSSELL ST, COVINGTON, KY 41011-3051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 17, 2019 | Deed of Trust, Mortgage PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 1994 · Amount on Record |
| Deed Sale | Oct 08, 1994 · Amount on Record |
| Last Transfer Date | Jul 20, 2015 |
| Transfer Doc | 0000000081 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 20, 2022 |
| Property Address | 910 RUSSELL ST, COVINGTON, KY 41011-3051 |
| Document Number | 0005900203 |
| Book / Page | 178 / 379 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 22072005900203 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 N PAULA DR # DR22, 2600, DUNEDIN, FL 34698-1824 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 910 RUSSELL ST, COVINGTON, KY 41011-3051 |
| Document Number | 0005900204 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 390/728 |
| Instrument | 22072005900204 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 910 RUSSELL ST, COVINGTON, KY 41011-3051 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0005900180 |
|---|---|
| Date | Aug 04, 2021 |
| Book Page | 251/418 |
| Instrument | 21080405900180 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 910 RUSSELL ST, COVINGTON, KY 41011-3051 |
| Document Number | 0000000179 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 910 RUSSELL ST COVINGTON KY 410113051, COVINGTON, KY 41011-3051 |
| Document Number | 0000000179 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 0C6694/000075 |
| Instrument | 179 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 30, 2039 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,048.00 (-0.51%) | $381,000 (-) Land $5,000 Building $376,000 | $381,000 (-) Land $5,000 Building $376,000 |
| 2023 | $5,074.00 | $381,000 Land $5,000 Building $376,000 | $381,000 Land $5,000 Building $376,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Seminary Square Historic District listed 1980 · 128 contributing resources · NRIS 80001647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 656 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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