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911 Russell St, Covington, KY 41011 Property Records

Kenton County property record for 911 Russell St, Covington, KY 41011 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,395 sqft
Lot Size0.038 acres (1,657 sqft)
OwnerIndividual Name on File
Last Sale$337,500 (Dec 2021)
Tax Bill$4,471 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN054-22-30-007.00

Property Details

APN / Parcel Number

Primary APN054-22-30-007.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,395 sqft Finished Area
Gross Area1,486 sqft
FireplaceFireplace

Exterior

Exterior MaterialCombination
Foundation TypeStone
Roof MaterialMetal
Lot Area1,657 sqft (0.038 acres)
Lot Dimensions85 ft deep x 19.5 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0542230007.00
Street Address911 RUSSELL ST
CityCOVINGTON
StateKY
Zip41011-3050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19.5X85 PT LOT 180 BAP 1ST 53.25' N OF 10TH & RUSSELL
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase1ST
Legal Lot Number180
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1005
Census Tract60700

Owner

Source: Kenton County records · APN 054-22-30-007.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address911 RUSSELL ST, COVINGTON, KY 41011-3050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2021Warranty Deed, Transfer · Conventional Mortgage
CINCINNATI FSLA
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Mar 26, 2019Warranty Deed, Transfer · Conventional Mortgage
US BK
Feb 08, 2019Deed of Trust, Mortgage
GUARDIAN SVGS BK
Jan 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2021 · Amount on Record
Deed SaleDec 02, 2021 · Amount on Record
Prior SaleMar 26, 2019 · Amount on Record
Deed Document Number0000134571
Deed Book / Page134 / 571
Record UpdatedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 02, 2021
Property Address911 RUSSELL ST, COVINGTON, KY 41011-3050
Document Number0005900061
Book / Page134 / 571
Instrument DateNov 29, 2021
Instrument21120205900061
Transaction TypeTransfer
Record UpdatedDec 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7196 THOMPSON RD, 7196, CINCINNATI, OH 45247-2326

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 RUSSELL ST, COVINGTON, KY 41011-3050

Mortgage

Document Number0005900062
DateDec 02, 2021
Book Page309/538
Instrument21120205900062
Lender
NameCINCINNATI FSLA
TypeBank
AddressCINCINNATI, OH 45247
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address911 RUSSELL ST, COVINGTON, KY 41011-3050
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900024
DateJun 11, 2021
Book Page229/846
Instrument21061105900024
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 26, 2019
Property Address911 RUSSELL ST, COVINGTON, KY 41011-3050
Document Number0000000176
Book / Page0C6625 / 000235
Instrument DateMar 22, 2019
Instrument176
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 RUSSELL ST COVINGTON KY 410113050, COVINGTON, KY 41011-3050

Mortgage

Document Number178
DateMar 26, 2019
Book Page0C6625/000238
Instrument178
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 25, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address911 RUSSELL ST, COVINGTON, KY 41011-3050
Document Number0000000143
Instrument DateFeb 08, 2019
Transaction TypeMortgage
Record UpdatedMar 07, 2019
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 RUSSELL ST COVINGTON KY 410113050, COVINGTON, KY 41011-3050

Mortgage

Document Number0000000143
DateFeb 26, 2019
Book Page0C6606/000324
Instrument143
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 25, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address911 RUSSELL ST, COVINGTON, KY 41011-3050
Document Number0000000238
Book / Page0C6091 / 000327
Instrument DateJan 24, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 RUSSELL ST COVINGTON KY 410113050, COVINGTON, KY 41011-3050

Mortgage

Document Number0000000238
DateFeb 07, 2017
Book Page0C6091/000327
Instrument238
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,471.00 (-0.53%)$337,500 (-) Land $5,000 Building $332,500$337,500 (-) Land $5,000 Building $332,500
2023$4,495.00$337,500 Land $5,000 Building $332,500$337,500 Land $5,000 Building $332,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Seminary Square Historic District
listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 656 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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