901 Russell St, Covington, KY 41011 Property Records

Kenton County property record for 901 Russell St, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,016 sqft · built 1883
Lot Size0.04 acres (1,785 sqft)
OwnerIndividual Name on File
Last Sale$432,000 (Nov 2022)
Tax Bill$5,724 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054-22-30-002.00

Property Details

APN / Parcel Number

Primary APN054-22-30-002.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,016 sqft Finished Area
Gross Area2,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1883
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialMetal
Lot Area1,785 sqft (0.04 acres)
Lot Dimensions85 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0542230002.00
Street Address901 RUSSELL ST
CityCOVINGTON
StateKY
Zip41011-3050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21X85 PT LOT 178 BAP 1ST
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase1ST
Legal Lot Number178
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1005
Census Tract60700

Owner

Source: Kenton County records · APN 054-22-30-002.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address901 RUSSELL ST, COVINGTON, KY 41011-3050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2022Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Dec 09, 2019Warranty Deed, Transfer · Conventional with PMI
UNIVERSITY/IL CMNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2022 · Amount on Record
Deed SaleNov 18, 2022 · Amount on Record
Prior SaleDec 09, 2019 · Amount on Record
Deed Document Number0000201106
Deed Book / Page201 / 106
Record UpdatedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 18, 2022
Property Address901 RUSSELL ST, COVINGTON, KY 41011-3050
Document Number0005900073
Book / Page201 / 106
Map ReferencePL 350
Instrument DateNov 16, 2022
Instrument22111805900073
Transaction TypeTransfer
Record UpdatedDec 02, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3067 FIDDER RIDGE, 3067, CINCINNATI, OH 45248

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address901 RUSSELL ST, COVINGTON, KY 41011-3050

Mortgage

Document Number0005900074
DateNov 18, 2022
Instrument22111805900074
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 09, 2019
Property Address901 RUSSELL ST, COVINGTON, KY 41011-3050
Document Number0000000015
Book / Page0C6821 / 000245
Instrument DateDec 04, 2019
Instrument15
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 RUSSELL ST COVINGTON KY 410113050, COVINGTON, KY 41011-3050

Mortgage

Document Number16
DateDec 09, 2019
Book Page0C6821/000248
Instrument16
Lender
NameUNIVERSITY/IL CMNTY CU
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 08, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,724.00 (-0.52%)$432,000 (-) Land $5,000 Building $427,000$432,000 (-) Land $5,000 Building $427,000
2023$5,754.00$432,000 Land $5,000 Building $427,000$432,000 Land $5,000 Building $427,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Seminary Square Historic District
listed 1980 · 128 contributing resources · NRIS 80001647

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 656 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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