9042 Pinnacle Cir, Windermere, FL 34786 Property Records

Orange County property record for 9042 Pinnacle Cir, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 8,236 sqft · built 1999
Lot Size2.01 acres (87,943 sqft)
Owner2 Individual Names on File
Last Sale$2,740,000 (Apr 2024)
Tax Bill$40,977 (2025)
Deeds & MortgagesMay 2025 Mortgage
Jan 2026 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-23-28-4398-00-310

Property Details

APN / Parcel Number

Primary APN04-23-28-4398-00-310
Alternative APNs
  • 282304439800310
  • 273749
  • 278592
  • 282746

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area8,236 sqft Living Area
Gross Area10,979 sqft
1st Floor Area6,959 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area87,943 sqft (2.01 acres)
Garage TypeAttached
Garage Area1,350 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area736 sqft
Patio Area80 sqft
GazeboGazebo
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9042 PINNACLE CIR
CityWINDERMERE
StateFL
Zip34786-8220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE DOWN CREST 26/52 LOTS 31 & 32 SEE 5987/2912
Legal Range28E
Legal Township23S
Legal Section04
Legal SubdivisionLAKE DOWN CREST
Legal Tract4398
Legal Lot Number31,32
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1009
Census Tract14815

Owner

Source: Orange County records · APN 04-23-28-4398-00-310

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9042 PINNACLE CIR, WINDERMERE, FL 34786-8220
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jan 07, 2026Trustee's Deed, Foreclosure
Foreclosure Auction
Apr 01, 2024Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2024 · Amount on Record
Deed SaleApr 01, 2024 · Amount on Record
Prior SaleJan 18, 2013 · Amount on Record
Deed Document Number2024187686
Record UpdatedJun 08, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9042 PINNACLE CIR, WINDERMERE, FL 34786-8220
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9042 PINNACLE CIR, WINDERMERE, FL 34786-8220

Mortgage

Document Number0000314464
DateMay 30, 2025
Instrument20250314464
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableAdjustable Rate Rider
Type Change DateJun 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.7%
IndexSOFR Average 30-Day
Max Rate11.7%

January 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionORANGE FL
Recording DateJan 07, 2026
Property Address9042 PINNACLE CIR, WINDERMERE, FL 34786-8220
Document Number0000010558
Map ReferenceMB 3158 PG 943
Instrument DateDec 19, 2025
Instrument20260010558
Transaction TypeForeclosure
Record UpdatedJan 22, 2026

Transaction

AmountAmount Recorded
Tax$420.70
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9042 PINNACLE CIR, WINDERMERE, FL 34786-8220

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 01, 2024
Property Address9042 PINNACLE CIR, WINDERMERE, FL 34786-8220
Document Number0000187686
Map ReferenceMB 26 PG 52
Instrument DateMar 19, 2024
Instrument20240187686
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyNETWORK CLOSING SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$19,180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1530 MAYFIELD AVE, WINTER PARK, FL 32789-2007

Transferred To (Grantee/Buyer)

NameVerified Name
Address9042 PINNACLE CIR, WINDERMERE, FL 34786-8220

Mortgage

Document Number0000187687
DateApr 01, 2024
Instrument20240187687
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,358,610 (-1.25%) Land $416,000 Building $1,942,610$2,358,610 (-1.25%) Land $416,000 Building $1,942,610
2025$40,977.00 (+106.47%) Homeowner's exemption$2,388,430 (+106.73%) Land $416,000 Building $1,972,430$2,388,430 (+45.81%) Land $416,000 Building $1,972,430
2024$19,846.00 (+7.07%)
2023$18,535.00 (+2.98%) Homeowner's exemption$1,155,341 (+3%)$1,638,080 (+27.46%) Land $416,000 Building $1,222,080
2022$17,999.00 Homeowner's exemption$1,121,690$1,285,177 Land $416,000 Building $869,177

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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