904 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 904 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,960 sqft · built 2019
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Apr 2024)
Tax Bill	$10,002 (2023)
Deeds & Mortgages	Apr 2024 Sale Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-596956`

Property Details

APN / Parcel Number

Primary APN	`02-596956`
Alternative APN	`596956`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,960 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	596956
Street Address	904 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 291 SECTION 5 PL 7,200 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	NICODEMUS PND-EASTCHURCH SEC 5
Legal Lot Number	291
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1005
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	904 HOLDEN RD, FREDERICK, MD 21701-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed, Transfer
Mar 16, 2022	Intrafamily Transfer, Transfer
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 9, 2019	Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Mar 16, 2022
Deed Document Number	0001682026
Deed Book / Page	16820 / 26
Record Updated	Jun 7, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 8, 2024
Property Address	904 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0168200026
Book / Page	16820 / 26
Map Reference	MB 100 PG 140
Instrument Date	Apr 3, 2024
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	904 HOLDEN RD, FREDERICK, MD 21701-3425

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Mar 16, 2022
Property Address	904 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0157950311
Book / Page	15795 / 311
Map Reference	MB 100 PG 140
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	904 HOLDEN RD, FREDERICK, MD 21701-3425

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	904 HOLDEN RD, FREDERICK, MD 21701-3425
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 HOLDEN RD, FREDERICK, MD 21701-3425

Mortgage

Document Number	0150060080
Date	Jun 22, 2021
Book Page	15006/80

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 9, 2019
Property Address	904 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0133860345
Book / Page	13386 / 0345
Map Reference	MB 100 PG 140
Instrument Date	Nov 20, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,716.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	904 HOLDEN RD, FREDERICK, MD 21701-3425

Mortgage

Document Number	133860355
Date	Dec 9, 2019
Instrument	13386/0355

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,002.00	$551,533	$682,000 Land $186,000 Building $496,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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