908 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 908 Holden Rd, Frederick, MD 21701 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,660 sqft · built 2019
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$524,990 (Mar 2020)
Tax Bill	$12,520 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-596954`

Property Details

APN / Parcel Number

Primary APN	`02-596954`
Alternative APN	`596954`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,660 sqft Living Area
Gross Area	4,380 sqft
1st Floor Area	1,680 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	596954
Street Address	908 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 289 SECTION 5 PL 7,200 SQ FT NICODEMUS PND EASTCHURCH
Legal Lot Number	289
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1005
Census Tract	750804

Owner

Source: Frederick County records · APN 02-596954

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	908 HOLDEN RD, FREDERICK, MD 21701-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Deed Book / Page	13608 / 207
Record Updated	Sep 20, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 23, 2020
Property Address	908 HOLDEN RD, FREDERICK, MD 21701-3425
Document Number	0136080207
Book / Page	13608 / 207
Map Reference	MB 100 PG 140
Instrument Date	Mar 17, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,624.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 HOLDEN RD, FREDERICK, MD 21701-3425

Mortgage

Document Number	136080215
Date	Mar 23, 2020
Instrument	13608/0215

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,600 (+26.76%)	$724,600 (+6.39%) Land $186,000 Building $538,600
2025	$12,520.00 (+25.79%)
2023	$9,953.00	$548,767	$681,100 Land $186,000 Building $495,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Shenandoah Telecommunications Company, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.