905 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 905 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 2,315 sqft · built 2021
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$609,500 (Feb 2026)
Tax Bill	$10,372 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-597029`

Property Details

APN / Parcel Number

Primary APN	`02-597029`
Alternative APN	`597029`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,315 sqft Living Area
1st Floor Area	890 sqft
Basement Area	625 sqft
Finished Basement	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	90 sqft
Balcony Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	597029
Street Address	905 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3426
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 200 SECTION 5 PL 2,000 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	SUBDIVISION KNOWN AS FINAL PLAT
Legal Lot Number	200
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1015
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	905 HOLDEN RD, FREDERICK, MD 21701-3426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 7, 2021	Deed, Subdivision Related Transfer · VA Mortgage MCLEAN MORTGAGE CORP
May 20, 2019	Deed, Transfer · Construction Mortgage REVERE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Oct 15, 2024 · Amount on Record
Deed Book / Page	17737 / 44
Record Updated	Jun 8, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 24, 2026
Property Address	905 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0177370044
Book / Page	17737 / 44
Map Reference	MB 100 PL 167
Instrument Date	Feb 18, 2026
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,047.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	905 HOLDEN RD, FREDERICK, MD 21701-3426

Mortgage

Document Number	0001773752
Date	Feb 24, 2026
Instrument	17737/52

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 7, 2021
Property Address	905 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0155420167
Book / Page	15542 / 167
Map Reference	MB 100 PL 167
Instrument Date	Nov 19, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,398.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	905 HOLDEN RD, FREDERICK, MD 21701-3426

Mortgage

Document Number	0015542178
Date	Dec 7, 2021
Instrument	15542/178

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2019
Property Address	905 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0129770322
Book / Page	12977 / 0322
Map Reference	MB 100 PG 167
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 BEVERLY RD STE 240, 1355, MCLEAN, VA 22101-3649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5283 CORPORATE DR STE 300, 300, FREDERICK, MD 21703-2880
Investor	Possibly a Property Investor

Mortgage

Document Number	0129770328
Date	May 20, 2019
Book Page	12977/0328

Lender

Name	REVERE BANK
Type	Bank
Address	LAUREL, MD 20707

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,372.00 (+5.65%)	$563,400 (+13.07%) Land $165,000 Building $398,400	$563,400 (-) Land $165,000 Building $398,400
2024	$9,817.00 (+8.54%)
2023	$9,045.00	$498,267	$563,400 Land $165,000 Building $398,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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