903 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 903 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 1,690 sqft · built 2021
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$474,095 (Nov 2021)
Tax Bill	$7,358 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-597028`

Property Details

APN / Parcel Number

Primary APN	`02-597028`
Alternative APN	`597028`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,690 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.045 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	597028
Street Address	903 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3426
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 199 SECTION 5 PL 2,000 SQ FT NICODEMUS PND EASTCHURCH
Legal Subdivision	NICODEMUS PND EASTCHURCH
Legal Lot Number	199
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1015
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	903 HOLDEN RD, FREDERICK, MD 21701-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 24, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
May 20, 2019	Deed, Transfer · Construction Mortgage REVERE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	0015519182
Deed Book / Page	15519 / 182
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	903 HOLDEN RD, FREDERICK, MD 21701-3426
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 HOLDEN RD, FREDERICK, MD 21701-3426

Mortgage

Document Number	0166150388
Date	Sep 28, 2023
Book Page	16615/388

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 24, 2021
Property Address	903 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0155190182
Book / Page	15519 / 182
Map Reference	MB 100 PL 167
Instrument Date	Nov 17, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	903 HOLDEN RD, FREDERICK, MD 21701-3426

Mortgage

Document Number	0015519189
Date	Nov 24, 2021
Instrument	15519/189

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2019
Property Address	903 HOLDEN RD, FREDERICK, MD 21701-3426
Document Number	0129770322
Book / Page	12977 / 0322
Map Reference	MB 100 PG 167
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1355 BEVERLY RD STE 240, 1355, MCLEAN, VA 22101-3649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5283 CORPORATE DR STE 300, 300, FREDERICK, MD 21703-2880
Investor	Possibly a Property Investor

Mortgage

Document Number	0129770328
Date	May 20, 2019
Book Page	12977/0328

Lender

Name	REVERE BANK
Type	Bank
Address	LAUREL, MD 20707

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,358.00 Homeowner's exemption	$411,900	$466,300 Land $165,000 Building $301,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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