904 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 904 E Main St, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1880
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Oct 2020)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`018-706001-50`

Property Details

APN / Parcel Number

Primary APN	`018-706001-50`
Alternative APNs	`43-18-08-100-060.000-014` `00000037319` `1870600150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	95,396 sqft (2.19 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000037319
Street Address	904 E MAIN ST
City	SILVER LAKE
State	IN
Zip	46982-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	18-65-5 N PT NW NE 8-30-6 2.19A
Legal Range	6
Legal Township	30
Legal Section	8
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3054
Census Tract	962700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 E MAIN ST, SILVER LAKE, IN 46982-8946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Oct 23, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	2020101350
Prior Transfer Date	Oct 21, 2020
Prior Transfer Doc	2020101350
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 18, 2026
Property Address	904 E MAIN ST, SILVER LAKE, IN 46982-8946
Document Number	0000090752
Instrument Date	Sep 14, 2026
Instrument	202690752
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E MAIN ST, SILVER LAKE, IN 46982-8946

Mortgage

Document Number	0000090752,
Date	Sep 18, 2026
Instrument	202690752

Lender

Name	LAKE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2056

Interest

Max Rate	-1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 23, 2020
Property Address	904 E MAIN ST, SILVER LAKE, IN 46982-8946
Document Number	2020101350
Instrument Date	Oct 21, 2020
Instrument	2020101350
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E MAIN ST, SILVER LAKE, IN 46982-8946

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Lake Township
Municipality	Silver Lake Town
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00 (+11.68%) Homeowner's exemption	$135,800 (+21.14%) Land $30,300 Building $105,500	$135,800 (+21.14%) Land $30,300 Building $105,500
2024	$1,130.00 (-31.1%) Homeowner's exemption	$112,100 (+5.26%) Land $24,000 Building $88,100	$112,100 (+5.26%) Land $24,000 Building $88,100
2023	$1,640.00 (+63.67%)	$106,500 (+11.52%) Land $24,000 Building $82,500	$106,500 (+11.52%) Land $24,000 Building $82,500
2022	$1,002.00	$95,500 Land $24,000 Building $71,500	$95,500 Land $24,000 Building $71,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kosciusko Connect, Mercury Fiber, RTC Communications.

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