806 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 806 E Main St, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2010
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Dec 2024)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Feb 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`018-719001-03`

Property Details

APN / Parcel Number

Primary APN	`018-719001-03`
Alternative APNs	`43-18-08-400-363.000-014` `00000037650` `1871900103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000037650
Street Address	806 E MAIN ST
City	SILVER LAKE
State	IN
Zip	46982-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	18-66-20 W PT NE COR NE NW 8-30-6 .99A
Legal Range	6
Legal Township	30
Legal Section	8
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3048
Census Tract	962700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit MUTUAL BANK FSB
Feb 21, 2017	Deed of Trust, Mortgage MUTUAL BANK FSB
Nov 22, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 23, 2025	Intrafamily Transfer, Transfer
Dec 19, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 6, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Aug 2, 2007	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 15, 2006	Special Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Apr 21, 2006	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	2024120620
Last Transfer Date	Jan 17, 2025
Transfer Doc	2025010749
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017080251
Date	Aug 7, 2017
Instrument	2017080251

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WARSAW, IN 46582

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 28, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017020772
Date	Feb 21, 2017
Instrument	2017020772

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WARSAW, IN 46582

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2032

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945

Mortgage

Document Number	2024110889
Date	Nov 22, 2024
Instrument	2024110889

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 1, 2051

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 23, 2025
Property Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	2025010749
Instrument Date	Jan 17, 2025
Instrument	2025010749
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Dec 19, 2024
Property Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	2024120620
Instrument Date	Dec 16, 2024
Instrument	2024120620
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945

Mortgage

Document Number	2024120621
Date	Dec 19, 2024
Instrument	2024120621

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Mortgage

Document Number	2024120622
Date	Dec 19, 2024
Instrument	2024120622

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 6, 2021
Property Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	2021100306
Instrument Date	Oct 5, 2021
Instrument	2021100306
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945

Mortgage

Document Number	2021100307
Date	Oct 6, 2021
Instrument	2021100307

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Aug 2, 2007
Property Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	200700009708
Instrument Date	Aug 1, 2007
Instrument	200700009708
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945

Mortgage

Document Number	200700009709
Date	Aug 2, 2007
Instrument	200700009709

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

November 2006: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Nov 15, 2006
Property Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	200600015809
Instrument Date	Oct 9, 2006
Instrument	200600015809
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945

Mortgage

Document Number	200600015810
Date	Nov 15, 2006
Instrument	200600015810

Lender

Name	FIRST FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2036

April 2006: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 21, 2006
Property Address	806 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	200600004988
Instrument Date	Mar 28, 2006
Instrument	200600004988
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12650 INGENUITY DR, ORLANDO, FL 32826-2703
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Lake Township
Municipality	Silver Lake Town
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,498.00 (-3.35%) Homeowner's exemption	$165,300 (+31.92%) Land $22,000 Building $143,300	$165,300 (+31.92%) Land $22,000 Building $143,300
2024	$1,550.00 (+34.78%) Homeowner's exemption	$125,300 (+7.74%) Land $18,000 Building $107,300	$125,300 (+7.74%) Land $18,000 Building $107,300
2023	$1,150.00 (-11.74%)	$116,300 (-7.99%) Land $18,000 Building $98,300	$116,300 (-7.99%) Land $18,000 Building $98,300
2022	$1,303.00	$126,400 Land $18,000 Building $108,400	$126,400 Land $18,000 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kosciusko Connect, Mercury Fiber, RTC Communications.

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