602 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 602 E Main St, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,564 sqft · built 1890
Lot Size	0.394 acres (17,160 sqft)
Owner	Individual Name on Record
Last Sale	$171,583 (Oct 2025)
Tax Bill	$974 (2025)
Deeds & Mortgages	Aug 2008 Mortgage Jan 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-720001-30`

Property Details

APN / Parcel Number

Primary APN	`018-720001-30`
Alternative APNs	`43-18-08-400-011.000-014` `00000037737` `1872000130`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft
Basement Area	574 sqft
Unfinished Basement	574 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,160 sqft (0.394 acres)
Lot Dimensions	132 ft deep x 130 ft wide
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000037737
Street Address	602 E MAIN ST
City	SILVER LAKE
State	IN
Zip	46982-8944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	18-66-28 LOTS 4, 5 & 6 FAIRVIEW ADD TO SILVER LAKE
Legal Range	6
Legal Township	30
Legal Section	8
Legal Subdivision	SILVER LAKE
Legal Lot Number	4-6
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3048
Census Tract	962700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 E MOL ST, SILVER LAKE, IN 46982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Jan 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Aug 14, 2024	Intrafamily Transfer, Transfer
Oct 10, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	2025100954
Prior Transfer Date	Aug 14, 2024
Prior Transfer Doc	2024080720
Record Updated	Oct 29, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	602 E MAIN ST, SILVER LAKE, IN 46982-8944
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008080218
Date	Aug 6, 2008
Instrument	2008080218

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2038

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	602 E MAIN ST, SILVER LAKE, IN 46982-8944
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010010826
Date	Jan 22, 2010
Instrument	2010010826

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2040

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 24, 2025
Property Address	602 E MAIN ST, SILVER LAKE, IN 46982-8944
Document Number	2025100954
Map Reference	MB 3 PG 376
Instrument Date	Oct 22, 2025
Instrument	2025100954
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E MAIN ST, SILVER LAKE, IN 46982-8944

Mortgage

Document Number	2025100955
Date	Oct 24, 2025
Instrument	2025100955

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Aug 14, 2024
Property Address	602 E MAIN ST, SILVER LAKE, IN 46982-8944
Document Number	2024080720
Map Reference	MB 3 PG 376
Instrument Date	Aug 14, 2024
Instrument	2024080720
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E MAIN ST, SILVER LAKE, IN 46982-8944

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Oct 10, 2017
Property Address	602 E MAIN ST, SILVER LAKE, IN 46982-8944
Document Number	2017100416
Map Reference	MB 3 PG 376
Instrument Date	Oct 4, 2017
Instrument	2017100416
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E MAIN ST, SILVER LAKE, IN 46982-8944

Mortgage

Document Number	2017100417
Date	Oct 10, 2017
Instrument	2017100417

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Lake Township
Municipality	Silver Lake Town
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (+25.35%) Homeowner's exemption	$123,700 (+27.66%) Land $28,500 Building $95,200	$123,700 (+27.66%) Land $28,500 Building $95,200
2024	$777.00 (-1.02%) Homeowner's exemption	$96,900 (+6.02%) Land $16,800 Building $80,100	$96,900 (+6.02%) Land $16,800 Building $80,100
2023	$785.00 (+29.97%)	$91,400 (+12.01%) Land $16,800 Building $74,600	$91,400 (+12.01%) Land $16,800 Building $74,600
2022	$604.00	$81,600 Land $14,200 Building $67,400	$81,600 Land $14,200 Building $67,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kosciusko Connect, Mercury Fiber, RTC Communications.

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