504 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 504 E Main St, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,930 sqft · built 1880
Lot Size	0.209 acres (9,108 sqft)
Owner	Individual Name on Record
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Aug 2006 Mortgage Jan 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-702000-95`

Property Details

APN / Parcel Number

Primary APN	`018-702000-95`
Alternative APNs	`43-18-08-400-014.000-014` `00000037190` `1870200095`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	1,426 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	502 sqft
Unfinished Basement	502 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,108 sqft (0.209 acres)
Lot Dimensions	132 ft deep x 69 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000037190
Street Address	504 E MAIN ST
City	SILVER LAKE
State	IN
Zip	46982-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	18-66-31 LOT 2 W G WELLS ADD
Legal Range	6
Legal Township	30
Legal Section	8
Legal Subdivision	W G WELLS ADD
Legal Lot Number	2
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3052
Census Tract	962700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2006	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON FINANCE INC
Jan 30, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC
Jan 30, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC
Jan 9, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC
Jan 9, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC
Dec 29, 2014	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026
Deed Sale	Jan 30, 2026
Prior Sale	Jan 9, 2026
Deed Document Number	202611029
Prior Transfer Date	Sep 24, 2012
Prior Transfer Doc	0000060379
Record Updated	Oct 29, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLECORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600011927
Date	Aug 30, 2006
Instrument	200600011927

Lender

Name	WILMINGTON FINANCE INC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 30, 2026
Property Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943
Document Number	2026011029
Map Reference	MB 3 PG 383
Instrument Date	Jan 21, 2026
Instrument	2026011029
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 30, 2026
Property Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943
Document Number	2026011029
Map Reference	MB 3 PG 383
Instrument Date	Jan 21, 2026
Instrument	2026011029
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 9, 2026
Property Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943
Document Number	2026010226
Map Reference	MB 3 PG 383
Instrument Date	Jan 9, 2026
Instrument	2026010226
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, WARSAW, IN 46581-0002
Investor	Possibly a Property Investor

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 9, 2026
Property Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943
Document Number	2026010226
Map Reference	MB 3 PG 383
Instrument Date	Jan 9, 2026
Instrument	2026010226
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2, WARSAW, IN 46581-0002
Investor	Possibly a Property Investor

December 2014: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	KOSCIUSKO IN
Recording Date	Dec 29, 2014
Property Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943
Document Number	2014121168
Instrument Date	Jan 1, 2014
Instrument	2014121168
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 553, LAKEVILLE, IN 46536-0553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E MAIN ST, SILVER LAKE, IN 46982-8943

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Lake Township
Municipality	Silver Lake Town
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,148.00 (+334.82%)	$99,500 (+27.08%) Land $17,300 Building $82,200	$99,500 (+27.08%) Land $17,300 Building $82,200
2024	$494.00 (+0.61%)	$78,300 (+4.96%) Land $11,000 Building $67,300	$78,300 (+4.96%) Land $11,000 Building $67,300
2023	$491.00 (-61.22%)	$74,600 (+6.42%) Land $11,000 Building $63,600	$74,600 (+6.42%) Land $11,000 Building $63,600
2022	$1,266.00	$70,100 Land $9,700 Building $60,400	$70,100 Land $9,700 Building $60,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER WORKS serves 1,030 people · EPA ID IN5243021
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
RTC Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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