802 E Main St, Silver Lake, IN 46982 Property Records

Kosciusko County property record for 802 E Main St, Silver Lake, IN 46982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2009
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$155,242 (Apr 2023)
Tax Bill	$1,585 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-715000-50`

Property Details

APN / Parcel Number

Primary APN	`018-715000-50`
Alternative APNs	`43-18-08-400-356.000-014` `00000037583` `1871500050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000037583
Street Address	802 E MAIN ST
City	SILVER LAKE
State	IN
Zip	46982-8945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	18-66-21 PT E 1/2 NE NE NW 8-30-6 .43A PER CALC
Legal Range	6
Legal Township	30
Legal Section	8
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3048
Census Tract	962700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 11, 2023	Intrafamily Transfer, Transfer CENTURION LAND TITLE INC
Apr 11, 2023	Intrafamily Transfer, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 12, 2018	Intrafamily Transfer, Transfer
Feb 12, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	May 9, 2000 · Amount on Record
Deed Document Number	202340273
Prior Transfer Date	Apr 7, 2023
Prior Transfer Doc	2023040275
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945

Mortgage

Document Number	2023110975
Date	Nov 29, 2023
Instrument	2023110975

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	May 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 11, 2023
Property Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	2023040275
Instrument Date	Apr 7, 2023
Instrument	2023040275
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 11, 2023
Property Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	2023040273
Instrument Date	Apr 7, 2023
Instrument	2023040273
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945

Mortgage

Document Number	2023040274
Date	Apr 11, 2023
Instrument	2023040274

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Feb 12, 2018
Property Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	2018020350
Instrument Date	Feb 6, 2018
Instrument	2018020350
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Feb 12, 2018
Property Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945
Document Number	2018020349
Instrument Date	Feb 6, 2018
Instrument	2018020349
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 E MAIN ST, SILVER LAKE, IN 46982-8945

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Lake Township
Municipality	Silver Lake Town
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,585.00 (+7.09%) Homeowner's exemption	$172,100 (+19.43%) Land $15,100 Building $157,000	$172,100 (+19.43%) Land $15,100 Building $157,000
2024	$1,480.00 (-0.74%) Homeowner's exemption	$144,100 (+6.66%) Land $12,400 Building $131,700	$144,100 (+6.66%) Land $12,400 Building $131,700
2023	$1,491.00 (-9.25%)	$135,100 (-12.89%) Land $12,400 Building $122,700	$135,100 (-12.89%) Land $12,400 Building $122,700
2022	$1,643.00	$155,100 Land $12,400 Building $142,700	$155,100 Land $12,400 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kosciusko Connect, Mercury Fiber, RTC Communications.

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