Orange County property record for 9002 Pinnacle Cir, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,469 sqft · built 1993 |
| Lot Size | 1.03 acres (44,880 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $570,000 (Oct 2017) |
| Tax Bill | $11,099 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-28-4398-00-240 |
| Primary APN | 04-23-28-4398-00-240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,469 sqft Living Area |
| Gross Area | 4,773 sqft |
| 1st Floor Area | 3,469 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 44,880 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 742 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 540 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 562 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9002 PINNACLE CIR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | LAKE DOWN CREST 26/52 LOT 24 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 04 |
| Legal Subdivision | LAKE DOWN CREST |
| Legal Tract | 4398 |
| Legal Lot Number | 24 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14815 |
Source: Orange County records · APN 04-23-28-4398-00-240
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 09, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CLIMATE FIRST BANK |
| Nov 10, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 20, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 10, 2017 | Warranty Deed, Transfer · ARM COMPASS BANK |
| Aug 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on Record |
| Deed Sale | Oct 10, 2017 · Amount on Record |
| Prior Sale | Aug 01, 2017 · Amount on Record |
| Deed Document Number | 2017552369 |
| Last Transfer Date | Nov 07, 2025 |
| Transfer Doc | 0000649666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Document Number | 0000011891 |
|---|---|
| Date | Jan 09, 2023 |
| Instrument | 20230011891 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2525 GULF OF MEXICO DR 3F, 3F, LONGBOAT KEY, FL 34228-3101 |
| Document Number | 0000652879 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 20250652879 |
| Name | CLIMATE FIRST BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.2% |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 10, 2025 |
| Property Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Document Number | 0000649666 |
| Map Reference | MB 26 PG 52 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 20250649666 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Name | Verified Name |
|---|---|
| Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 20, 2025 |
| Property Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Document Number | 0000607316 |
| Map Reference | MB 26 PG 52 |
| Instrument Date | Oct 02, 2025 |
| Instrument | 20250607316 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Name | Verified Name |
|---|---|
| Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 10, 2017 |
| Property Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Document Number | 0000552369 |
| Map Reference | MB 26 PG 52 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 20170552369 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Document Number | 0000552370 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 20170552370 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 8.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 9002 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Document Number | 0000471677 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 471677 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8616 WHISPERING WILLOW CT ORLANDO FL 328352565, ORLANDO, FL 32835-2565 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,828 (+2.7%) | $971,430 (-1.36%) Land $260,000 Building $711,430 | |
| 2025 | $11,099.00 (+3.78%) Homeowner's exemption | $670,719 (+5.99%) | $984,820 (+24.51%) Land $260,000 Building $724,820 |
| 2024 | $10,695.00 (+7.1%) | ||
| 2023 | $9,986.00 (+3.17%) Homeowner's exemption | $632,831 (+3%) | $790,949 (+23.73%) Land $260,000 Building $530,949 |
| 2022 | $9,679.00 Homeowner's exemption | $614,399 | $639,235 Land $260,000 Building $379,235 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Lumen Technologies, T-Mobile USA, Xfinity.
Based on FCC filings for 119 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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