90 N Main St, Payson, UT 84651 Property Records

Utah County property record for 90 N Main St, Payson, UT 84651

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,937 sqft · built 1984
Lot Size	0.59 acres (25,705 sqft)
Owner	Company Name on File
Last Sale	$6,375,000 (Jan 2026)
Tax Bill	$8,485 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-029-0015`

Property Details

APN / Parcel Number

Primary APN	`08-029-0015`
Alternative APN	`010243`

Interior

Stories	1 Story
Building Area	2,937 sqft Gross Area
1st Floor Area	2,475 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	25,705 sqft (0.59 acres)
Garage Type	Carport
Garage Area	1,846 sqft
Carport	Carport
Carport Area	1,846 sqft
Porch	Covered Porch
Porch Area	462 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	010243
Street Address	90 N MAIN ST
City	PAYSON
State	UT
Zip	84651-2239
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	COM W 173.5 FT FR NE COR. OF BLK 36, PLAT A, PAYSON CITY SUR.; S 135 FT; W 192.3 FT; N 135 FT; E 5.33 FT; S 4 DEG 0 0 E 23.38 FT; N 41 DEG 2 0 E 30.92 FT; E 165.04 FT TO BEG. AREA 0.590 AC.
Legal Subdivision	PAYSON CITY SURVEY
Legal Block	36
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1005
Census Tract	3405

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Utah County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1620 W CENTER ST, PROVO, UT 84601-3814
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF UTAH
Apr 9, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jul 9, 2019	Grant Deed, Mortgage MOUNTAIN W SMALL BUSN FIN
Apr 26, 2019	Grant Deed, Mortgage ROCK CANYON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Dec 3, 2015 · Amount on File
Deed Document Number	20261592
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	90 N MAIN ST, PAYSON, UT 84651-2239
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9137 S MONROE PLAZA WAY B, B, SANDY, UT 84070-2686

Mortgage

Document Number	0000001596
Date	Jan 8, 2026
Instrument	1596:2026

Lender

Name	BANK OF UTAH
Type	Bank
Address	BOUNTIFUL, UT 84010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	90 N MAIN ST, PAYSON, UT 84651-2239
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	MOUNTAIN VIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067128
Date	Apr 9, 2021
Instrument	67128:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Jul 9, 2019
Property Address	90 N MAIN ST, PAYSON, UT 84651-2239
Instrument Date	Jul 8, 2019
Instrument	63126
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1620 W CENTER ST PROVO UT 846013814, PROVO, UT 84601-3814

Mortgage

Document Number	0000063126
Date	Jul 9, 2019
Instrument	63126

Lender

Name	MOUNTAIN W SMALL BUSN FIN
Type	Funding / Finance Company
Address	2595 E 3300 S, SALT LAKE CITY, UT 84109-2727

Agreement

Amount	Amount on Record

Interest

Rate	5%

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Apr 26, 2019
Property Address	90 N MAIN ST, PAYSON, UT 84651-2239
Instrument Date	Apr 25, 2019
Instrument	35651
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	MOUNTAIN VIEW TITLE-OGDEN

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1620 W CENTER ST PROVO UT 846013814, PROVO, UT 84601-3814

Mortgage

Document Number	0000035651
Date	Apr 26, 2019
Instrument	35651

Lender

Name	ROCK CANYON BK
Type	Bank
Address	215 W 2230 N, PROVO, UT 84604-1508

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$849,700 (-0.41%) Land $657,200 Building $192,500	$849,700 (-0.41%) Land $657,200 Building $192,500
2025	$8,485.00	$853,200 (+30.04%) Land $616,100 Building $237,100	$853,200 (+30.04%) Land $616,100 Building $237,100
2024	$8,485.00 (+31.98%)
2023	$6,429.00 (-3.03%)	$656,100	$656,100 Land $468,400 Building $187,700
2022	$6,630.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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