95 N Main St, Payson, UT 84651 Property Records

Utah County property record for 95 N Main St, Payson, UT 84651

Property Summary

Property Type	Exempt (Full or Partial)
Details	1 sqft
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Tax Bill	$343 (2023)
Deeds & Mortgages	Jul 2023 Sale Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-028-0004`

Property Details

APN / Parcel Number

Primary APN	`08-028-0004`
Alternative APN	`010220`

Interior

Stories	1 Story
Building Area	1 sqft Gross Area

Exterior

Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Account Number	010220
Street Address	95 N MAIN ST
City	PAYSON
State	UT
Zip	84651
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	COM. 140 FT; N OF SE COR OF BLK 35, PLAT A, PAYSON CITY SURVEY, TH W 99 FT; TH S 16 FT; TH E 99 FT; TH N 16 FT; TO BEG.
Legal Subdivision	PAYSON CITY
Legal Block	35
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1006
Census Tract	3405

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

95 N Main St is owned by a company that acquired it in July 2023.

Source: Utah County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	95 N MAIN ST, PAYSON, UT 84651
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Special Warranty Deed, Transfer
Oct 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage GOLDENWEST FCU
Oct 15, 2021	Warranty Deed, Transfer BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC
Feb 6, 2020	Grant Deed, Transfer READYCAP LNDG
Oct 16, 2018	Quit Claim Deed, Foreclosure FIRST AMERICAN TITLE-NATIONAL COM, FIRST AMERICAN TITLE-NAT'L COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023
Deed Sale	Jul 31, 2023
Prior Sale	Oct 15, 2021 · Amount on File
Deed Document Number	202349359
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0000099275
Record Updated	Sep 20, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 31, 2023
Property Address	95 N MAIN ST, PAYSON, UT 84651-2238
Document Number	0000049359
Instrument Date	Jul 25, 2023
Instrument	49359:2023
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	95 N MAIN ST, PAYSON, UT 84651-2238
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	SOUTHERN UTAH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176660
Date	Oct 15, 2021
Instrument	176660:2021

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 15, 2021
Property Address	95 N MAIN ST, PAYSON, UT 84651-2238
Document Number	0000176595
Instrument Date	Oct 13, 2021
Instrument	176595:2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 N MAIN ST, PAYSON, UT 84651

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Feb 6, 2020
Property Address	95 N MAIN ST, PAYSON, UT 84651-2238
Document Number	0000015812
Instrument Date	Feb 3, 2020
Instrument	15812
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	FIRST AMERICAN TITLE-NATIONAL COM, FIRST AMERICAN TITLE-NAT'L COM

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3122 W 7800 S SPANISH FORK UT 846604540, SPANISH FORK, UT 84660-4540

Mortgage

Document Number	15813
Date	Feb 6, 2020
Instrument	15813

Lender

Name	READYCAP LNDG
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount on Record
Term	300 Months
Due	Feb 5, 2045

Interest

Rate	2.25%

October 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Oct 16, 2018
Property Address	95 N MAIN ST, PAYSON, UT 84651-2238
Document Number	0000099275
Instrument Date	Feb 20, 2004
Instrument	99275
Transaction Type	Foreclosure
Record Updated	Nov 12, 2018
Title Company	FIRST AMERICAN TITLE-NATIONAL COM, FIRST AMERICAN TITLE-NAT'L COM

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1525 W WT HARRIS BOULEVARD MAC D111 CHARLOTTE NC 28262, CHARLOTTE, NC 28262
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$343.00 (-2%)	$35,100 (-0.28%)	$35,100 (-0.28%) Land $33,700 Building $1,400
2022	$350.00	$35,200 Land $33,700 Building $1,500	$35,200 Land $33,700 Building $1,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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