40 N Main St, Payson, UT 84651 Property Records

Utah County property record for 40 N Main St, Payson, UT 84651

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,352 sqft · built 1940
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$508,725 (Dec 2025)
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-029-0009`

Property Details

APN / Parcel Number

Primary APN	`08-029-0009`
Alternative APN	`010240`

Interior

Stories	1 Story
Building Area	4,352 sqft Gross Area
1st Floor Area	3,358 sqft
Basement Area	766 sqft
Utility Area	766 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Porch	Covered Porch
Porch Area	228 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	010240
Street Address	40 N MAIN ST
City	PAYSON
State	UT
Zip	84651-2239
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	COM. 62 FT N OF SW COR OF BLK 36, PLAT A, PAYSON CITY SURVEY; N 32.7 FT; E 86 FT; N 22 FT; W 31 FT; S 54.7 FT; W 117 FT TO BEG. TOGETHER WITH A PERPETUAL EASEMENT & R OF W OVER THE FOLLOWING DESERIBED PROPERTY; BEG. 117 FT E OF SW COR OF SD BLK 36; N
Legal Subdivision	ROPER
Legal Block	36
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1005
Census Tract	3405

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	368 S LOAFER VIEW DR, PAYSON, UT 84651-8571
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer OLD TOWNE SQUARE LC
Jul 28, 2022	Warranty Deed, Transfer NOT AVAILABLE, FNT AMERICAN FORK FNTIC
Oct 1, 2019	Deed of Trust, Mortgage CENTRAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Jul 28, 2022
Deed Document Number	202597793
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 15, 2025
Property Address	40 N MAIN ST, PAYSON, UT 84651-2239
Document Number	0000097793
Instrument Date	Dec 15, 2025
Instrument	97793:2025
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 S LOAFER VIEW DR, PAYSON, UT 84651-8571

Mortgage

Document Number	0000097794
Date	Dec 15, 2025
Instrument	97794:2025

Lender

Name	OLD TOWNE SQUARE LC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 28, 2022
Property Address	40 N MAIN ST, PAYSON, UT 84651-2239
Document Number	0000084894
Instrument Date	Jul 27, 2022
Instrument	84894:2022
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	NOT AVAILABLE, FNT AMERICAN FORK FNTIC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 W CENTER ST, LINDON, UT 84042-1738

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	40 N MAIN ST, PAYSON, UT 84651-2239
Document Number	0000099925
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 W SALEM HILLS DR ELK RIDGE UT 846518563, ELK RIDGE, UT 84651-8563

Mortgage

Document Number	0000099925
Date	Oct 2, 2019
Instrument	99925

Lender

Name	CENTRAL BK
Type	Bank
Address	SPANISH FORK, UT 84660

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,000 (+29.63%) Land $248,800 Building $216,200	$465,000 (+29.63%) Land $248,800 Building $216,200
2025	$3,567.00	$358,700 (+31.83%) Land $198,800 Building $159,900	$358,700 (+31.83%) Land $198,800 Building $159,900
2024	$3,567.00 (+33.8%)
2023	$2,666.00 (+0.57%)	$272,100	$272,100 Land $110,800 Building $161,300
2022	$2,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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