90 Cove Rd, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 90 Cove Rd, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,248 sqft · built 1955
Lot Size	2.34 acres (101,930 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Aug 2020)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Dec 2020 Refinance Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:140 L:037001`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:140 L:037001`
Alternative APN	`2180`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cottage
Lot Area	101,930 sqft (2.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2180
Street Address	90 COVE RD
City	READFIELD
State	ME
Zip	04355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	37001
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	2
Census Block	2016
Census Tract	15000

Owner

Source: Kennebec County and Readfield Town records · APN RFLD M:140 L:037001

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	24 ARBOR ST, WENHAM, MA 01984-1402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Aug 31, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Jul 10, 2018	Intrafamily Transfer, Transfer
Jul 28, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	202021703
Deed Book / Page	13688 / 308
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	90 COVE RD, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Feb 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020031775
Date	Dec 10, 2020
Book Page	13817/214
Instrument	2020031775

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Jan 01, 2047

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Aug 31, 2020
Property Address	90 COVE RD, READFIELD, ME 04355
Document Number	2020021703
Book / Page	13688 / 308
Instrument Date	Aug 25, 2020
Instrument	2020021703
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020021704
Date	Aug 31, 2020
Instrument	2020021704

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	READFIELD ME
Recording Date	Jul 10, 2018
Property Address	90 COVE RD, READFIELD, ME 04355
Document Number	2018014442
Book / Page	12960 / 0066
Instrument	2018014442
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	READFIELD ME
Recording Date	Jul 28, 2017
Property Address	90 COVE RD, READFIELD, ME 04355
Document Number	2017016868
Book / Page	12671 / 0198
Instrument	2017016868
Transaction Type	Transfer
Record Updated	Feb 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,549.00 (+3.67%)	$377,300 (+15.14%) Land $288,400 Building $88,900
2024	$4,388.00 (+7.6%)	$327,700 (+13.78%) Land $250,500 Building $77,200
2023	$4,078.00 (+38.57%)	$288,000 (+11.54%) Land $220,100 Building $67,900	$279,585
2022	$2,943.00	$258,200 Land $197,300 Building $60,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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