70 Cove Rd, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 70 Cove Rd, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,156 sqft · built 2006
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,000 (Aug 2019)
Tax Bill	$5,009 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:140 L:009`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:140 L:009`
Alternative APNs	`M:002 L:017H` `1097`

Interior

Full Baths	2 Baths
Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Lot Area	45,738 sqft (1.05 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1097
Street Address	70 COVE RD
City	READFIELD
State	ME
Zip	04355-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	MARANACOOK COVE
Legal Lot Number	9
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	2
Census Block	2016
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Readfield Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 COVE RD, READFIELD, ME 04355-3537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 19, 2019	Deed of Trust, Mortgage · Balloon Mortgage WINTHROP AREA FCU (MAINE)
Aug 1, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Jun 5, 2006 · Amount on Record
Deed Document Number	201916668
Deed Book / Page	13289 / 25
Transfer Doc	0000015011
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	70 COVE RD, READFIELD, ME 04355-3537
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025027749
Date	Dec 10, 2025
Book Page	15584/323
Instrument	2025027749

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	70 COVE RD, READFIELD, ME 04355-3537
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006966
Date	Apr 19, 2019
Book Page	13190/23
Instrument	2019006966

Lender

Name	WINTHROP AREA FCU (MAINE)

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Aug 1, 2019
Property Address	70 COVE RD, READFIELD, ME 04355-3537
Document Number	2019016668
Book / Page	13289 / 25
Instrument Date	Aug 1, 2019
Instrument	2019016668
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 EIGHT ROD RD, AUGUSTA, ME 04330-8102

Mortgage

Document Number	2019016669
Date	Aug 1, 2019
Instrument	2019016669

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,009.00 (+3.68%)	$415,400 (+15.13%) Land $68,500 Building $346,900
2024	$4,831.00 (+7.59%)	$360,800 (+13.78%) Land $59,500 Building $301,300
2023	$4,490.00 (+38.54%)	$317,100 (+11.54%) Land $52,300 Building $264,800
2022	$3,241.00	$284,300 Land $46,900 Building $237,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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