23 Cove Rd, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 23 Cove Rd, Readfield, ME 04355 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,450 sqft · built 2004
Lot Size	5.46 acres (237,838 sqft)
Owner	2 Individual Names on File
Last Sale	$328,700 (Sep 2019)
Tax Bill	$6,377 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:140 L:020`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:140 L:020`
Alternative APNs	`M:002 L:017J` `1380`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,450 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Lot Area	237,838 sqft (5.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1380
Street Address	23 COVE RD
City	READFIELD
State	ME
Zip	04355-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARANACOOK COVE
Legal Lot Number	20
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	2
Census Block	2016
Census Tract	15000

Owner

Source: Kennebec County and Readfield Town records · APN RFLD M:140 L:020

Assessment roll updated May 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 COVE RD, READFIELD, ME 04355-3537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LEADER BANK NA
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Sep 09, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2019 · Amount on Record
Deed Sale	Sep 09, 2019 · Amount on Record
Prior Sale	Jun 02, 2014 · Amount on Record
Deed Document Number	201920599
Deed Book / Page	13327 / 319
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Jul 20, 2026
Property Address	23 COVE RD, READFIELD, ME 04355-3537
Document Number	0000015583
Book / Page	15795 / 179
Instrument Date	Jul 09, 2026
Instrument	202615583
Transaction Type	Transfer
Record Updated	Aug 05, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 SAMOSET RD, ROCKLAND, ME 04841-2515

Mortgage

Date	Jul 20, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	23 COVE RD, READFIELD, ME 04355-3537
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021013806
Date	May 25, 2021
Book Page	14019/189
Instrument	2021013806

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jun 01, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Sep 09, 2019
Property Address	23 COVE RD, READFIELD, ME 04355-3537
Document Number	2019020599
Book / Page	13327 / 319
Instrument Date	Sep 05, 2019
Instrument	2019020599
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 OAKLAND RD, BELGRADE, ME 04917-3600

Mortgage

Document Number	2019020600
Date	Sep 09, 2019
Instrument	2019020600

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town records · Assessment roll updated May 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,377.00 (+3.71%)	$528,900 (+15.18%) Land $81,100 Building $447,800
2024	$6,149.00 (+7.59%)	$459,200 (+13.78%) Land $70,400 Building $388,800
2023	$5,715.00 (+38.51%)	$403,600 (+11.52%) Land $61,900 Building $341,700
2022	$4,126.00	$361,900 Land $55,500 Building $306,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110150002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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