Kennebec County and Readfield Town property record for 40 Cove Rd, Readfield, ME 04355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 1999 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,800 (Jun 2016) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | RFLD M:140 L:008 |
| Primary APN | RFLD M:140 L:008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,890 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Lot Area | 94,525 sqft (2.17 acres) |
| Deck Area | Deck Area |
| Heating System | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1099 |
|---|---|
| Street Address | 40 COVE RD |
| City | READFIELD |
| State | ME |
| Zip | 04355-3537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Subdivision | MARANACOOK COVE |
| Legal Lot Number | 8 |
| Jurisdiction | READFIELD ME |
| Township / Civil Division | READFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 15000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Readfield Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 COVE RD, READFIELD, ME 04355-3537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on Record |
| Deed Sale | Jun 3, 2016 · Amount on Record |
| Prior Sale | Dec 31, 2014 · Amount on Record |
| Deed Document Number | 201611556 |
| Deed Book / Page | 12309 / 324 |
| Transfer Doc | 0000030916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READFIELD ME |
| Property Address | 40 COVE RD, READFIELD, ME 04355-3537 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022008919 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 14421/130 |
| Instrument | 2022008919 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | May 1, 2035 |
Source: Kennebec County and Readfield Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Readfield Town |
| Unified School District | Regional School Unit 38 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,973.00 (+3.68%) | $329,500 (+15.13%) Land $71,700 Building $257,800 |
| 2024 | $3,832.00 (+7.61%) | $286,200 (+13.8%) Land $62,300 Building $223,900 |
| 2023 | $3,561.00 (+38.51%) | $251,500 (+11.53%) Land $54,700 Building $196,800 |
| 2022 | $2,571.00 | $225,500 Land $49,100 Building $176,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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