Kennebec County and Readfield Town property record for 41 Cove Rd, Readfield, ME 04355 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,764 sqft · built 2002 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,500 (Aug 2018) |
| Tax Bill | $5,878 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RFLD M:140 L:021 |
| Primary APN | RFLD M:140 L:021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,764 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Lot Area | 102,366 sqft (2.35 acres) |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1100 |
|---|---|
| Street Address | 41 COVE RD |
| City | READFIELD |
| State | ME |
| Zip | 04355-3537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 21 |
| Jurisdiction | READFIELD ME |
| Township / Civil Division | READFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 15000 |
Source: Kennebec County and Readfield Town records · APN RFLD M:140 L:021
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 COVE RD, READFIELD, ME 04355-3537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Aug 27, 2018 | Warranty Deed, Transfer NORTHEAST HOME LOAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | Feb 22, 2007 |
| Deed Document Number | 201819780 |
| Deed Book / Page | 13007 / 289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READFIELD ME |
| Property Address | 41 COVE RD, READFIELD, ME 04355-3537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022008597 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 14417/15 |
| Instrument | 2022008597 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READFIELD ME |
| Property Address | 41 COVE RD, READFIELD, ME 04355-3537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021004326 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 13902/1 |
| Instrument | 2021004326 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | READFIELD ME |
| Recording Date | Aug 27, 2018 |
| Property Address | 41 COVE RD, READFIELD, ME 04355-3537 |
| Document Number | 2018019780 |
| Book / Page | 13007 / 0289 |
| Instrument | 2018019780 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018019781 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2018019781 |
| Name | NORTHEAST HOME LOAN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 27, 2033 |
Source: Kennebec County and Readfield Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Readfield Town |
| Unified School District | Regional School Unit 38 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,878.00 (+3.71%) | $487,500 (+15.17%) Land $72,200 Building $415,300 |
| 2024 | $5,668.00 (+7.59%) | $423,300 (+13.79%) Land $62,700 Building $360,600 |
| 2023 | $5,268.00 (+38.56%) | $372,000 (+11.54%) Land $55,100 Building $316,900 |
| 2022 | $3,802.00 | $333,500 Land $49,400 Building $284,100 |
Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110150002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2008 |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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