Suffolk County and Smithtown Town property record for 9 Summerset Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,549 sqft · built 1947 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $469,000 (Dec 2014) |
| Tax Bill | $18,420 (2024) |
| Deeds & Mortgages | Apr 2022 Refinance Apr 2022 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 72.-1-20 |
| Primary APN | 473489 72.-1-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,549 sqft Living Area |
| Gross Area | 1,605 sqft |
| 1st Floor Area | 1,549 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Covered Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S16214 |
|---|---|
| Street Address | 9 SUMMERSET DR |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-705326 TC-82 *1612 LOT 24 SMTOWN HLS SEC 1 FILED 3- |
| Legal Subdivision | MAP SECTION ONE SMITHTOWN HILLS |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town records · APN 473489 72.-1-20
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 SUMMERSET DR, SMITHTOWN, NY 11787-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Apr 04, 2022 | Deed of Trust, Mortgage · Loan Modification US BANK NA |
| Jan 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Apr 02, 2020 | Deed of Trust, Mortgage · Construction Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2014 · Amount on Record |
| Deed Sale | Dec 31, 2014 · Amount on Record |
| Prior Sale | Dec 03, 2002 · Amount on Record |
| Deed Book / Page | D00012802 / 290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 SUMMERSET DR, SMITHTOWN, NY 11787-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0234000752 |
|---|---|
| Date | Apr 04, 2022 |
| Book Page | 23400/752 |
| Instrument | DN000485 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 SUMMERSET DR, SMITHTOWN, NY 11787-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0234000753 |
|---|---|
| Date | Apr 04, 2022 |
| Book Page | 23400/753 |
| Instrument | DN000486 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Loan Modification |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 SUMMERSET DR, SMITHTOWN, NY 11787-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229980515 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 22998/515 |
| Instrument | DJ036904 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 9 SUMMERSET DR, SMITHTOWN, NY 11787-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231220138 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 23122/138 |
| Instrument | DL000404 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,165 (-) Land $765 Building $6,400 | $895,625 (+10,775.83%) Land $95,625 Building $800,000 | |
| 2024 | $18,420.00 | ||
| 2023 | $7,165 Land $765 Building $6,400 | $8,235 Land $879 Building $7,356 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031349023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 115 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NY5105656, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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