Suffolk County and Smithtown Town property record for 1 Summerset Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,303 sqft · built 1953 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,000 (Sep 2004) |
| Tax Bill | $9,524 (2024) |
| Deeds & Mortgages | Dec 2019 Refinance Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 72.-1-17 |
| Primary APN | 473489 72.-1-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,303 sqft Living Area |
| Gross Area | 1,399 sqft |
| 1st Floor Area | 1,303 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft |
| Porch | Covered Porch |
| Porch Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | S16146 |
|---|---|
| Street Address | 1 SUMMERSET DR |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-705401 TC-82 *1612 LOT 28 SMITHTOWN HILLS SEC 1 |
| Legal Subdivision | MAP SECTION ONE SMITHTOWN HILLS |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 SUMMERSET DR, SMITHTOWN, NY 11787-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Jun 8, 2021 | Individual Deed, Transfer |
| Feb 22, 2017 | Loan Modification, Consolidation and Extension, Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2004 · Amount on Record |
| Deed Sale | Sep 25, 2004 · Amount on Record |
| Prior Sale | Feb 11, 1999 · Amount on Record |
| Deed Book / Page | 12345 / 566 |
| Last Transfer Date | Aug 25, 2020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 SUMMERSET DR, SMITHTOWN, NY 11787-1717 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0230890927 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 23089/927 |
| Instrument | DK033214 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2049 |
| Document Type | Individual Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 8, 2021 |
| Property Address | 1 SUMMERSET DR, SMITHTOWN, NY 11787-1717 |
| Document Number | 0131070827 |
| Book / Page | 13107 / 827 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1 SUMMERSET DR, SMITHTOWN, NY 11787-1717 |
| Document Number | 0229060406 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 FRANKLIN PL WOODMERE NY 115981254, WOODMERE, NY 11598-1254 |
| Document Number | 0229060406 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 022906/000406 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203 |
| Amount | Amount Recorded |
|---|---|
| Term | 468 Months |
| Due | Mar 4, 2057 |
| Rate | 3.5% |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,600 (-) Land $630 Building $2,970 | $450,000 (+10,774.82%) Land $78,750 Building $371,250 | |
| 2024 | $9,524.00 | ||
| 2023 | $3,600 Land $630 Building $2,970 | $4,138 Land $724 Building $3,414 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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