8 Summerset Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 8 Summerset Dr, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,025 sqft · built 1958
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Oct 2023)
Tax Bill	$18,595 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 72.-1-52`

Property Details

APN / Parcel Number

Primary APN	`473489 72.-1-52`
Alternative APNs	`0800-072.00-01.00-052.000` `348907200000010520000000` `47340017802` `S16125`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,025 sqft Living Area
Gross Area	2,169 sqft
1st Floor Area	2,025 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	60,113 sqft
View / Lot	Suburban

Exterior Amenities

Porch	Covered Porch
Porch Area	288 sqft
Shed	1 Shed
Shed Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S16125
Street Address	8 SUMMERSET DR
City	SMITHTOWN
State	NY
Zip	11787-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-704626 TC-82 *1612 LOT 4 SMTHTWN HL SEC 1 FILED 3
Legal Subdivision	MAP SECTION ONE SMITHTOWN HILLS
Legal Block	1
Legal Lot Number	52
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3009
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62 E PARK DR, HUNTINGTON STATION, NY 11746-2506
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed, Transfer · Stand-Alone First Mortgage NEW JERSEY LENDERS CORP
Oct 12, 2023	Deed, Transfer STEWART TITLE
Dec 1, 2017	Loan Modification, Mortgage · Line of Credit JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Oct 12, 2023 · Amount on Record
Deed Book / Page	13222 / 183
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 12, 2023
Property Address	8 SUMMERSET DR, SMITHTOWN, NY 11787-1718
Document Number	0132220183
Book / Page	13222 / 183
Instrument Date	Aug 29, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 E PARK DR, HUNTINGTON STATION, NY 11746-2506

Mortgage

Document Number	0002354274
Date	Oct 12, 2023
Instrument	23542/74

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 12, 2023
Property Address	8 SUMMERSET DR, SMITHTOWN, NY 11787-1718
Document Number	0132220182
Book / Page	13222 / 182
Instrument Date	Mar 23, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RESERVE RD, DANBURY, CT 06810-5267
Investor	Possibly a Property Investor

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	8 SUMMERSET DR, SMITHTOWN, NY 11787-1718
Document Number	0229170486
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 SUMMERSET DR SMITHTOWN NY 117871718, SMITHTOWN, NY 11787-1718

Mortgage

Document Number	0229170486
Date	Apr 16, 2018
Book Page	022917/000486

Lender

Name	JPMORGAN CHASE BK NA
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,235 (-) Land $910 Building $6,325	$904,375 (+10,775.12%) Land $113,750 Building $790,625
2024	$18,595.00
2023		$7,235 Land $910 Building $6,325	$8,316 Land $1,046 Building $7,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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