Suffolk County and Smithtown Town property record for 6 Summerset Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Sep 2004) |
| Tax Bill | $11,190 (2024) |
| Deeds & Mortgages | Oct 2021 Refinance Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 72.-1-53 |
| Primary APN | 473489 72.-1-53 |
|---|---|
| Alternative APNs |
|
| Lot Area | 60,113 sqft |
|---|
| Account Number | S16124 |
|---|---|
| Street Address | 6 SUMMERSET DR |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-704601 TC-82 *1612 LOT 3 SMTHTWN HL SEC 1 FILED & |
| Legal Subdivision | SMITHTOWN HILLS SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 SUMMERSET DR, SMITHTOWN, NY 11787-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Dec 1, 2016 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2004 · Amount on Record |
| Deed Sale | Sep 23, 2004 · Amount on Record |
| Prior Sale | Nov 6, 1998 · Amount on Record |
| Deed Book / Page | 12344 / 960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 6 SUMMERSET DR, SMITHTOWN, NY 11787-1718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233380729 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 23338/729 |
| Instrument | DM042079 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 6 SUMMERSET DR, SMITHTOWN, NY 11787-1718 |
| Document Number | 0227890149 |
| Book / Page | 022789 / 000149 |
| Instrument Date | Dec 1, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 6 SUMMERSET DR SMITHTOWN NY 117871718, SMITHTOWN, NY 11787-1718 |
| Document Number | 0227890149 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 022789/000149 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,645 (-) Land $655 Building $3,990 | $580,625 (+10,775.16%) Land $81,875 Building $498,750 | |
| 2024 | $11,190.00 | ||
| 2023 | $4,645 Land $655 Building $3,990 | $5,339 Land $753 Building $4,586 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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