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3 Summerset Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 3 Summerset Dr, Smithtown, NY 11787 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,752 sqft · built 1957
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Oct 2019)
Tax Bill$13,537 (2024)
Deeds & MortgagesOct 2019 Sale
Aug 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN473489 72.-1-18

Property Details

APN / Parcel Number

Primary APN473489 72.-1-18
Alternative APNs
  • 0800-072.00-01.00-018.000
  • 348907200000010180000000
  • 47340017766
  • S16145

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,752 sqft Living Area
Gross Area2,589 sqft
1st Floor Area1,752 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialWood
Lot Area43,560 sqft
View / LotSuburban
Garage TypeAttached
Garage Area837 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account NumberS16145
Street Address3 SUMMERSET DR
CitySMITHTOWN
StateNY
Zip11787-1717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18-705376 TC-82 *1612 LOT 27 SMTOWN HLS SEC 1 FILED 3-
Legal SubdivisionSECTION ONE SMITHTOWN HILLS
Legal Block1
Legal Lot Number18
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3013
Census Tract134902

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 72.-1-18

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 SUMMERSET DR, SMITHTOWN, NY 11787-1717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2019Grant Deed, Transfer
NOT AVAILABLE
Aug 05, 2016Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2019 · Amount on Record
Deed SaleOct 04, 2019 · Amount on Record
Deed Book / Page13031 / 391
Prior Transfer DateAug 15, 1995
Record UpdatedSep 20, 2026

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateOct 04, 2019
Property Address3 SUMMERSET DR, SMITHTOWN, NY 11787-1717
Document Number0130310391
Book / Page013031 / 000391
Instrument DateSep 20, 2019
Transaction TypeTransfer
Record UpdatedNov 04, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,760.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2608 N JERUSALEM RD NORTH BELLMORE NY 117101115, NORTH BELLMORE, NY 11710-1115

August 2016: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address3 SUMMERSET DR, SMITHTOWN, NY 11787-1717
Document Number0228920807
Instrument DateAug 05, 2016
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SUMMERSET DR SMITHTOWN NY 117871717, SMITHTOWN, NY 11787-1717

Mortgage

Document Number0228920807
DateJan 16, 2018
Book Page022892/000807
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term456 Months
DueJan 15, 2056
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,208 (-) Land $775 Building $4,433$651,000 (+10,775.38%) Land $96,875 Building $554,125
2024$13,537.00
2023$5,208 Land $775 Building $4,433$5,986 Land $891 Building $5,095

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031349023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1991)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1991, tidal / storm surge, Hurricane Bob

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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