9 N River St, Franklin, OH 45005 Property Records

Warren County property record for 9 N River St, Franklin, OH 45005

Property Summary

Property TypeCommercial
Details2,640 sqft · built 1971
Lot Size0.378 acres (16,498 sqft)
OwnerCompany Name on Record
Last Sale$500,000 (Dec 2023)
Tax Bill$10,477 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Dec 2023 Sale & Line of Credit
Flood ZoneZone X (reduced by levee)
APN04-32-326-005-0

Property Details

APN / Parcel Number

Primary APN04-32-326-005-0
Alternative APNs
  • 0432326005
  • 432326005
  • 2109549

Interior

Units8 Units
Stories2 Stories
Building Area2,640 sqft Total Area
2nd Floor Area2,640 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1994
Construction TypeBrick
Lot Area16,498 sqft (0.378 acres)
Lot Dimensions146 ft deep x 113 ft wide
PorchOpen Porch
Porch Area528 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number2109549
Old Parcel Number0432326005
Street Address9 N RIVER ST
CityFRANKLIN
StateOH
Zip45005-1662
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionOUT LOT LOT# 261
Legal SubdivisionOUT LOT
Legal Block326
Legal Lot Number261
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2018
Census Tract32501

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address4892 HUNT RD APT 409, 409, BLUE ASH, OH 45242-3509
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed of Trust, Mortgage · Line of Credit
OHIO DEPARTMENT OF MENTAL HEALTH
Dec 12, 2023Warranty Deed, Transfer · Line of Credit
PEOPLES FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Deed Document Number0000026485
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address9 N RIVER ST, FRANKLIN, OH 45005-1662
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002516
DateFeb 6, 2024
Instrument2024-002516
Lender
NameOHIO DEPARTMENT OF MENTAL HEALTH
TypeGovernment Agency
AddressCOLUMBUS, OH 43215
Agreement
TypeLine of Credit
Term122 Months
DueApr 5, 2034

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateDec 12, 2023
Property Address9 N RIVER ST, FRANKLIN, OH 45005-1662
Document Number0000026485
Map ReferenceMB 2 PG 17
Instrument DateNov 30, 2023
Instrument2023-026485
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 53, CAMDEN, OH 45311-0053

Mortgage

Document Number0000026486
DateDec 12, 2023
Instrument2023-026486
Lender
NamePEOPLES FIRST SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term303 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,477.00 (+2,207.71%)$159,198 (+106.94%) Land $15,400 Building $143,798$454,850 (+106.94%) Land $44,000 Building $410,850
2023$454.00 Additional exemption filed$76,930 (-) Land $14,000 Building $62,930
2022$76,930 Land $14,000 Building $62,930$219,800 (-) Land $40,000 Building $179,800
2021$219,800 Land $40,000 Building $179,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN PUBLIC WATER SYSTEM
private · serves 11,690 people · EPA ID OH8300412
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: altafiber Network Solutions, T-Mobile.

Nearby Properties on N River St

Nearby Streets

Search Property Records by Address or Parcel Number