9 Hilltop Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 9 Hilltop Ter, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,774 sqft · built 1954
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jan 2006)
Tax Bill	$12,650 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-01401-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`14-01401-0000-00003`
Alternative APNs	`1400574D00003` `140140100003`

Interior

Building Area	1,774 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Lot Area	13,983 sqft (0.321 acres)

Location & Zoning

Old Parcel Number	1400574D00003
Street Address	9 HILLTOP TER
City	WAYNE
State	NJ
Zip	07470-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1401
Legal Lot Number	3
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4017
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records · APN 14-01401-0000-00003

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 HILLTOP TER, WAYNE, NJ 07470-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Feb 05, 2024	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
May 07, 2020	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2006 · Amount on Record
Deed Sale	Jan 18, 2006 · Amount on Record
Prior Sale	Jul 10, 2003 · Amount on Record
Deed Book / Page	1154 / 297
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	May 26, 2026
Property Address	9 HILLTOP TER, WAYNE, NJ 07470-5807
Document Number	0000017827
Book / Page	19956 / 70
Instrument Date	May 18, 2026
Instrument	202617827
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HILLTOP TER, WAYNE, NJ 07470-5807

Mortgage

Document Number	0000017827,
Date	May 26, 2026
Book Page	19956/70
Instrument	202617827

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	9 HILLTOP TER, WAYNE, NJ 07470-5807
Transaction Type	Mortgage
Record Updated	Mar 05, 2024
Title Company	BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HILLTOP TER, WAYNE, NJ 07470-5807

Mortgage

Document Number	0000003956
Date	Feb 05, 2024
Book Page	M18792/1
Instrument	2024003956

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	9 HILLTOP TER, WAYNE, NJ 07470-5807
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011894
Date	Feb 18, 2021
Book Page	M16853/58
Instrument	2021011894

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	9 HILLTOP TER, WAYNE, NJ 07470-5807
Document Number	0000022485
Instrument Date	May 07, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 HILLTOP TER WAYNE NJ 074705807, WAYNE, NJ 07470-5807

Mortgage

Document Number	0000022485
Date	May 21, 2020
Book Page	016165/000040
Instrument	22485

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,900 (-) Land $117,100 Building $93,800	$210,900 (-) Land $117,100 Building $93,800
2025	$12,650.00 (+0.88%)	$210,900 (-) Land $117,100 Building $93,800	$210,900 (-) Land $117,100 Building $93,800
2024	$12,540.00 (+5.17%)
2023		$210,900 Land $117,100 Building $93,800	$210,900 Land $117,100 Building $93,800
2022	$11,924.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–1988)
Most Recent Claim	Feb 1988, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 6% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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