13 Hilltop Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 13 Hilltop Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,752 sqft · built 1954
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Oct 2020)
Tax Bill	$14,047 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01401-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`14-01401-0000-00004`
Alternative APNs	`1400574D00004` `140140100004`

Interior

Building Area	2,752 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Old Parcel Number	1400574D00004
Street Address	13 HILLTOP TER
City	WAYNE
State	NJ
Zip	07470-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HILLTOP
Legal Block	1401
Legal Lot Number	4
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4017
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 HILLTOP TER, WAYNE, NJ 07470-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	May 24, 2010 · Amount on Record
Deed Document Number	202054674
Deed Book / Page	3893 / 122
Prior Transfer Date	Sep 25, 2012
Prior Transfer Doc	0000051654
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 27, 2020
Property Address	13 HILLTOP TER, WAYNE, NJ 07470-5807
Document Number	0000054674
Book / Page	D3893 / 122
Instrument Date	Sep 25, 2020
Instrument	2020054674
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 HILLCREST DR, 143, WAYNE, NJ 07470-5728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 HILLTOP TER, WAYNE, NJ 07470-5807

Mortgage

Document Number	0000054675
Date	Oct 27, 2020
Instrument	2020054675

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,200 (-) Land $117,700 Building $116,500	$234,200 (-) Land $117,700 Building $116,500
2025	$14,047.00 (+0.88%)	$234,200 (-) Land $117,700 Building $116,500	$234,200 (-) Land $117,700 Building $116,500
2024	$13,925.00 (+5.17%)
2023		$234,200 Land $117,700 Building $116,500	$234,200 Land $117,700 Building $116,500
2022	$13,241.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–1988)
Most Recent Claim	Feb 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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