10 Hilltop Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 10 Hilltop Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,847 sqft · built 1960
Lot Size	0.288 acres (12,545 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Nov 2025)
Tax Bill	$13,825 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01403-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`14-01403-0000-00029`
Alternative APNs	`1400574B00003` `140140300029`

Interior

Building Area	1,847 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Lot Area	12,545 sqft (0.288 acres)

Location & Zoning

Old Parcel Number	1400574B00003
Street Address	10 HILLTOP TER
City	WAYNE
State	NJ
Zip	07470-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1403
Legal Lot Number	29
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4018
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10 HILLTOP TER, WAYNE, NJ 07470-5808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Nov 10, 2025	Deed, Transfer · Conventional Mortgage NEWREZ LLC
Nov 10, 2025	Deed, Transfer UNKNOWN, TRUE VALUE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Deed Document Number	202537917
Deed Book / Page	4998 / 31
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Apr 2, 2026
Property Address	10 HILLTOP TER, WAYNE, NJ 07470-5808
Document Number	0000011430
Book / Page	19873 / 260
Instrument Date	Mar 27, 2026
Instrument	202611430
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HILLTOP TER, WAYNE, NJ 07470-5808

Mortgage

Document Number	0000011430,
Date	Apr 2, 2026
Book Page	19873/260
Instrument	202611430

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2056

Interest

Rate	5.98%
Max Rate	-1%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 10, 2025
Property Address	10 HILLTOP TER, WAYNE, NJ 07470-5808
Document Number	0000037917
Book / Page	D4998 / 31
Instrument Date	Oct 28, 2025
Instrument	2025037917
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, TRUE VALUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4731 FARRCROFT DR, EASTON, PA 18040-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HILLTOP TER, WAYNE, NJ 07470-5808

Mortgage

Document Number	0000037918
Date	Nov 10, 2025
Instrument	2025037918

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 10, 2025
Property Address	10 HILLTOP TER, WAYNE, NJ 07470-5808
Document Number	0000037917
Book / Page	D4998 / 31
Instrument Date	Oct 28, 2025
Instrument	2025037917
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	UNKNOWN, TRUE VALUE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4731 FARRCROFT DR, EASTON, PA 18040-6703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HILLTOP TER, WAYNE, NJ 07470-5808

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,500 (-) Land $116,100 Building $114,400	$230,500 (-) Land $116,100 Building $114,400
2025	$13,825.00 (+0.87%)	$230,500 (-) Land $116,100 Building $114,400	$230,500 (-) Land $116,100 Building $114,400
2024	$13,706.00 (+5.17%)
2023		$230,500 Land $116,100 Building $114,400	$230,500 Land $116,100 Building $114,400
2022	$13,032.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–1988)
Most Recent Claim	Feb 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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