14 Hilltop Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 14 Hilltop Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,118 sqft · built 1954
Lot Size	0.305 acres (13,286 sqft)
Owner	Individual Name on Record
Last Sale	$486,000 (Mar 2022)
Tax Bill	$14,917 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01403-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`14-01403-0000-00028`
Alternative APNs	`1400574B00004` `140140300028`

Interior

Building Area	2,118 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Lot Area	13,286 sqft (0.305 acres)

Location & Zoning

Old Parcel Number	1400574B00004
Street Address	14 HILLTOP TER
City	WAYNE
State	NJ
Zip	07470-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1403
Legal Lot Number	28
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4018
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 HILLTOP TER, WAYNE, NJ 07470-5808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage VALLEY BANK
Mar 17, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage ASSURED MORTGAGE BANKERS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jan 9, 2001 · Amount on Record
Deed Document Number	202215901
Deed Book / Page	4268 / 8
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	14 HILLTOP TER, WAYNE, NJ 07470-5808
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HILLTOP TER, WAYNE, NJ 07470-5808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040498
Date	Aug 16, 2022
Book Page	M18137/222
Instrument	2022040498

Lender

Name	VALLEY BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount Recorded
Term	57 Months
Due	May 17, 2027

March 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 17, 2022
Property Address	14 HILLTOP TER, WAYNE, NJ 07470-5808
Document Number	0000015901
Book / Page	D4268 / 8
Instrument Date	Feb 8, 2022
Instrument	2022015901
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 N WESTERN AVE, BUTLER, NJ 07405-1607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HILLTOP TER, WAYNE, NJ 07470-5808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015902
Date	Mar 17, 2022
Instrument	2022015902

Lender

Name	ASSURED MORTGAGE BANKERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,700 (-) Land $116,700 Building $132,000	$248,700 (-) Land $116,700 Building $132,000
2025	$14,917.00 (+0.88%)	$248,700 (+2.98%) Land $116,700 Building $132,000	$248,700 (+2.98%) Land $116,700 Building $132,000
2024	$14,787.00 (+8.3%)
2023		$241,500 Land $116,700 Building $124,800	$241,500 Land $116,700 Building $124,800
2022	$13,654.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–1988)
Most Recent Claim	Feb 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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