18 Hilltop Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 18 Hilltop Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,246 sqft · built 1954
Lot Size	0.318 acres (13,852 sqft)
Owner	Individual Name on Record
Tax Bill	$11,660 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-01403-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`14-01403-0000-00027`
Alternative APNs	`1400574B00005` `140140300027`

Interior

Building Area	1,246 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Lot Area	13,852 sqft (0.318 acres)

Location & Zoning

Old Parcel Number	1400574B00005
Street Address	18 HILLTOP TER
City	WAYNE
State	NJ
Zip	07470-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HILLTOP
Legal Block	1403
Legal Lot Number	27
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4018
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 HILLTOP TER, WAYNE, NJ 07470-5808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS
Jun 12, 2019	Grant Deed, Transfer · Conventional with PMI NJ LENDERS
Jul 7, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019
Deed Sale	Jun 12, 2019
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	201925158
Deed Book / Page	3595 / 168
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	18 HILLTOP TER, WAYNE, NJ 07470-5808
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038285
Date	Jun 8, 2021
Book Page	M17190/148
Instrument	2021038285

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	18 HILLTOP TER, WAYNE, NJ 07470-5808
Document Number	0000022951
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HILLTOP TER WAYNE NJ 074705808, WAYNE, NJ 07470-5808

Mortgage

Document Number	0000022951
Date	May 27, 2020
Book Page	016171/000019
Instrument	22951

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 12, 2019
Property Address	18 HILLTOP TER, WAYNE, NJ 07470-5808
Document Number	0000025158
Book / Page	003595 / 000168
Instrument Date	May 7, 2019
Instrument	25158
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HILLTOP TER WAYNE NJ 074705808, WAYNE, NJ 07470-5808

Mortgage

Document Number	25159
Date	Jun 12, 2019
Book Page	015556/000111
Instrument	25159

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 7, 2017
Property Address	18 HILLTOP TER, WAYNE, NJ 07470-5808
Document Number	0000032052
Book / Page	003090 / 000014
Instrument Date	May 31, 2017
Instrument	32052
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 S GLEN RD KINNELON NJ 074052702, KINNELON, NJ 07405-2702

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,400 (-) Land $117,000 Building $77,400	$194,400 (-) Land $117,000 Building $77,400
2025	$11,660.00 (+0.87%)	$194,400 (-) Land $117,000 Building $77,400	$194,400 (-) Land $117,000 Building $77,400
2024	$11,559.00 (+5.17%)
2023		$194,400 Land $117,000 Building $77,400	$194,400 Land $117,000 Building $77,400
2022	$10,991.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–1988)
Most Recent Claim	Feb 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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