Cape May County and Lower Township property record for 9 E Florida Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 1,026 sqft · built 1945 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,000 (Sep 2026) |
| Tax Bill | $2,771 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| APN | 05-00019-0000-00030 |
| Primary APN | 05-00019-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,026 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Street Address | 9 E FLORIDA AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L31,32 |
| Legal Subdivision | MIAMI BEACH SEC 2 |
| Legal Block | 19 |
| Legal Lot Number | 30 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 21804 |
Source: Cape May County and Lower Township records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231A GREENBROOK RD, GREEN BROOK, NJ 08812-2224 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed, Transfer · Conventional Mortgage MILLENIUM HOME MORTGAGE |
| Mar 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Sep 8, 2017 | Grant Deed, Mortgage DRAPER & KRAMER MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on Record |
| Deed Sale | Sep 3, 2026 · Amount on Record |
| Prior Sale | Nov 6, 2015 · Amount on Record |
| Deed Document Number | 2026106505 |
| Deed Book / Page | 4300 / 430 |
| Prior Transfer Date | Apr 17, 1993 |
| Prior Transfer Doc | 2347000116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 3, 2026 |
| Property Address | 9 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Document Number | 0000106505 |
| Book / Page | 4300 / 430 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 2026106505 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | SEABOARD TITLE AGENCY, SEABOARD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,299.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231A GREENBROOK RD, GREEN BROOK, NJ 08812-2224 |
| Document Number | 0000106506, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 2026106506 |
| Name | MILLENIUM HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 9 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007674 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | M6534/331 |
| Instrument | 2022007674 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Sep 8, 2017 |
| Property Address | 9 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Document Number | 0037500408 |
| Book / Page | 003750 / 000408 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 27941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2017 |
| Title Company | SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 E FLORIDA AVE VILLAS NJ 082513104, VILLAS, NJ 08251-3104 |
| Document Number | 58990702 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 005899/000702 |
| Instrument | 27942 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2047 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,900 (-) Land $86,000 Building $46,900 | $132,900 (-) Land $86,000 Building $46,900 | |
| 2025 | $2,771.00 (+3.05%) | $132,900 (-) Land $86,000 Building $46,900 | $132,900 (-) Land $86,000 Building $46,900 |
| 2024 | $2,689.00 (+4.71%) | ||
| 2023 | $132,900 Land $86,000 Building $46,900 | $132,900 Land $86,000 Building $46,900 | |
| 2022 | $2,568.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 22 (1979–2024) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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